Koninklijke Ahold Delhaize NV (XSWX:AD) Interest Coverage: 3.90 (As of Mar. 2026) — 16% Below Median


XSWX:AD Koninklijke Ahold Delhaize NV XSWX:AD
88 GF Score
Price CHF32.33
GF Value CHF27.58
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Koninklijke Ahold Delhaize NV Interest Coverage?

Koninklijke Ahold Delhaize NV XSWX:AD 88 Interest Coverage is 3.90 as of Mar. 2026, which is 16% below its 10-year median of 4.62. GuruFocus rates XSWX:AD with a GF Score™ of 88/100 and a GF Value™ of CHF27.58 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 254 Retail - Defensive companies, Koninklijke Ahold Delhaize NV ranks worse than 74.41% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Koninklijke Ahold Delhaize NV's Operating Income for the three months ended in Mar. 2026 was CHF713 Mil. Koninklijke Ahold Delhaize NV's Interest Expense for the three months ended in Mar. 2026 was CHF-183 Mil. Koninklijke Ahold Delhaize NV's interest coverage for the quarter that ended in Mar. 2026 was 3.90. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Koninklijke Ahold Delhaize NV's Interest Coverage or its related term are showing as below:

XSWX:AD' s Interest Coverage Range Over the Past 10 Years
Min: 3.01   Med: 4.62   Max: 7.04
Current: 3.8


XSWX:AD's Interest Coverage is ranked worse than
74.41% of 254 companies
in the Retail - Defensive industry
Industry Median: 9.065 vs XSWX:AD: 3.80

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Koninklijke Ahold Delhaize NV  (XSWX:AD) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Koninklijke Ahold Delhaize NV Interest Coverage Related Terms


Koninklijke Ahold Delhaize NV Interest Coverage Historical Data

* Premium members only.

The historical data trend for Koninklijke Ahold Delhaize NV's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Koninklijke Ahold Delhaize NV Interest Coverage Chart

Koninklijke Ahold Delhaize NV Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.21 5.00 3.31 3.01 3.74

Koninklijke Ahold Delhaize NV Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.66 3.66 3.85 3.82 3.90

XSWX:AD vs KR, SFM, ACI: Interest Coverage Comparison

For the Grocery Stores subindustry, Koninklijke Ahold Delhaize NV's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Koninklijke Ahold Delhaize NV Interest Coverage vs Retail - Defensive Industry

For the Retail - Defensive industry and Consumer Defensive sector, Koninklijke Ahold Delhaize NV's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Koninklijke Ahold Delhaize NV's Interest Coverage falls into.


XSWX:AD
88GF Score
Koninklijke Ahold Delhaize NV XSWX:AD
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Koninklijke Ahold Delhaize NV Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Koninklijke Ahold Delhaize NV's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Koninklijke Ahold Delhaize NV's Interest Expense was CHF-768 Mil. Its Operating Income was CHF2,876 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF14,093 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*2875.932/-767.973
=3.74

Koninklijke Ahold Delhaize NV's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Koninklijke Ahold Delhaize NV's Interest Expense was CHF-183 Mil. Its Operating Income was CHF713 Mil. And its Long-Term Debt & Capital Lease Obligation was CHF4,912 Mil.

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*712.666/-182.945
=3.90

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 3.90 mean?
Koninklijke Ahold Delhaize NV (XSWX:AD) has a Interest Coverage of 3.90 as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Koninklijke Ahold Delhaize NV and its competitors. This is 16% below median its historical median of 4.62. Over the past decade, Koninklijke Ahold Delhaize NV's Interest Coverage has ranged from 3.01 to 7.04. According to the industry distribution chart, Koninklijke Ahold Delhaize NV ranks #189 out of 254 companies in the Retail - Defensive industry, placing it in the top 74.4%.
Is Koninklijke Ahold Delhaize NV's Interest Coverage too high?
Koninklijke Ahold Delhaize NV's current Interest Coverage of 3.90 is 16% below median its 10-year median of 4.62. Over the past 10 years, this metric has ranged from a low of 3.01 to a high of 7.04. The Retail - Defensive industry median Interest Coverage is 9.07. Koninklijke Ahold Delhaize NV's value of 3.90 is 57% below this industry median. Based on the distribution chart, Koninklijke Ahold Delhaize NV ranks #189 out of 254 companies in the Retail - Defensive industry, which is below the industry midpoint. Overall, Koninklijke Ahold Delhaize NV has a GF Score™ of 88/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Koninklijke Ahold Delhaize NV's Interest Coverage compare to KR and SFM?
According to the Retail - Defensive industry distribution chart, Koninklijke Ahold Delhaize NV ranks #189 out of 254 companies for Interest Coverage. This places Koninklijke Ahold Delhaize NV in the lower half of its industry. The industry median Interest Coverage is 9.07. Koninklijke Ahold Delhaize NV's value of 3.90 is 57% below this benchmark. Historically, Koninklijke Ahold Delhaize NV's own Interest Coverage has ranged from 3.01 to 7.04 over the past decade. While the company's 10-year median is 4.62 vs. the industry median of 9.07, Koninklijke Ahold Delhaize NV has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Defensive company?
The median Interest Coverage among Retail - Defensive companies is 9.07, based on 254 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Koninklijke Ahold Delhaize NV's current Interest Coverage of 3.90 is 57% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Koninklijke Ahold Delhaize NV and its competitors. For the Retail - Defensive industry, the median Interest Coverage is 9.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Koninklijke Ahold Delhaize NV's current Interest Coverage is 3.90, which is 16% below median its own 10-year median of 4.62. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Koninklijke Ahold Delhaize NV stock overvalued right now?
Based on GuruFocus' analysis, Koninklijke Ahold Delhaize NV (XSWX:AD) is currently considered Modestly Overvalued. The stock's GF Value™ is CHF27.58, compared to a current price of CHF32.33 — trading 17.2% above its estimated fair value. The current Interest Coverage is 3.90, which is 16% below median its 10-year median of 4.62 and 57% below the Retail - Defensive industry median of 9.07. Koninklijke Ahold Delhaize NV's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Koninklijke Ahold Delhaize NV (XSWX:AD), the current Interest Coverage is 3.90 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Koninklijke Ahold Delhaize NV (XSWX:AD) Overvalued in 2026?

Based on GuruFocus' analysis, Koninklijke Ahold Delhaize NV stock appears to be overvalued. The current stock price of CHF32.33 is trading 17.2% above its estimated GF Value™ of CHF27.58. GuruFocus considers Koninklijke Ahold Delhaize NV to be Modestly Overvalued.

Key valuation signals for XSWX:AD:

  • Interest Coverage: 3.90 (16% below median its 10-year median of 4.62)
  • GF Value™: CHF27.58 vs. price of CHF32.33 (17.2% above fair value)
  • GF Score™: 88/100 with 3 warning signs
  • Industry Position: 57% below the Retail - Defensive median (#189 of 254)

No single metric tells the full story. See the XSWX:AD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Koninklijke Ahold Delhaize NV Business Description

Address Provincialeweg 11, Zaandam, NH, NLD, 1506 MA
Ahold Delhaize is the product of the July 2016 merger between Netherlands-based Ahold and Belgium's Delhaize, forming the seventh-largest grocer in the US and a top player in several parts of Europe. The US is its largest market, accounting for over 60% of group sales, and the network stretches from Maine to Georgia, including banners Stop & Shop, The Giant Company, Giant Food, Food Lion, and Hannaford. The Europe segment accounts for the rest of the revenue, with the firm operating in the Netherlands, Belgium, Greece, Romania, Serbia, and Luxembourg.
88GF Score

Get the complete analysis for XSWX:AD

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF32.33
Price
CHF27.58
GF Value