TJXXSWX:TJX -3.19%90 Interest Coverage is 93.67 as of Apr. 2026, which is 47% above its 10-year median of 63.74. GuruFocus rates XSWX:TJX with a GF Score™ of 90/100 and a GF Value™ of CHF111.18. The stock has 3 warning signs investors should review. Among 828 Retail - Cyclical companies, TJX ranks better than 88.16% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. TJX's
Operating Income
for the
three
months ended in Apr. 2026 was CHF1,328 Mil. TJX's Interest Expense for the
three
months ended in Apr. 2026 was CHF-14 Mil.
TJX's interest coverage for the quarter that ended in Apr. 2026 was 93.67.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for TJX's Interest Coverage or its related term are showing as below:
XSWX:TJX'
s Interest Coverage Range Over the Past 10 Years
Min: 3 Med: 63.74 Max: 102
Current: 102
XSWX:TJX's Interest Coverage is ranked better than 88.16% of 828
companies
in the Retail - Cyclical industry
Industry Median: 7.915
vs XSWX:TJX: 102.00
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
TJX Interest Coverage Related Terms
TJX Interest Coverage Historical Data
* Premium members only.
The historical data trend for TJX's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:TJX vs ROST, BURL, LULU: Interest Coverage Comparison
For the Apparel Retail subindustry, TJX's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
TJX Interest Coverage vs Retail - Cyclical Industry
For the Retail - Cyclical industry and Consumer Cyclical sector, TJX's Interest Coverage distribution charts can be found below:
* The bar in red indicates where TJX's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TJX (XSWX:TJX) has a Interest Coverage of 93.67 as of Apr. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TJX and its competitors. This is 47% above median its historical median of 63.74. Over the past decade, TJX's Interest Coverage has ranged from 3.00 to 102.00. According to the industry distribution chart, TJX ranks #98 out of 828 companies in the Retail - Cyclical industry, placing it in the top 11.8%.
Is TJX's Interest Coverage too high?
TJX's current Interest Coverage of 93.67 is 47% above median its 10-year median of 63.74. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 102.00. The Retail - Cyclical industry median Interest Coverage is 7.92. TJX's value of 93.67 is 1083.4% above this industry median. Based on the distribution chart, TJX ranks #98 out of 828 companies in the Retail - Cyclical industry, which is in the top quartile — a strong position relative to peers. Overall, TJX has a GF Score™ of 90/100, reflecting its overall financial health beyond just this single metric.
How does TJX's Interest Coverage compare to ROST and BURL?
According to the Retail - Cyclical industry distribution chart, TJX ranks #98 out of 828 companies for Interest Coverage. This places TJX in the top 12% of its industry — outperforming the majority of peers. The industry median Interest Coverage is 7.92. TJX's value of 93.67 is 1083.4% above this benchmark. Historically, TJX's own Interest Coverage has ranged from 3.00 to 102.00 over the past decade. While the company's 10-year median is 63.74 vs. the industry median of 7.92, TJX has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.92, based on 828 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. TJX's current Interest Coverage of 93.67 is 1083.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on TJX and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.92 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. TJX's current Interest Coverage is 93.67, which is 47% above median its own 10-year median of 63.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is TJX stock overvalued right now?
TJX (XSWX:TJX) has a current Interest Coverage of 93.67. The stock's GF Value™ is CHF111.18, compared to a current price of CHF127.06 — trading 14.3% above its estimated fair value. The current Interest Coverage is 93.67, which is 47% above median its 10-year median of 63.74 and 1083.4% above the Retail - Cyclical industry median of 7.92. TJX's overall GF Score™ is 90/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For TJX (XSWX:TJX), the current Interest Coverage is 93.67 as of Apr. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is TJX (XSWX:TJX) Overvalued in 2026?
Based on GuruFocus' analysis, TJX stock appears to be overvalued.
The current stock price of CHF127.06 is trading 14.3% above its estimated GF Value™ of CHF111.18.
Key valuation signals for XSWX:TJX:
Interest Coverage: 93.67 (47% above median its 10-year median of 63.74)
GF Value™: CHF111.18 vs. price of CHF127.06 (14.3% above fair value)
Industry Position: 1083.4% above the Retail - Cyclical median (#98 of 828)
No single metric tells the full story. See the XSWX:TJX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1987, TJX Companies is the world's largest off-price apparel and home fashions retailer, operating more than 5,000 stores across nine countries. In fiscal 2026, the company generated roughly $60 billion in sales. TJX operates through four segments: Marmaxx (61% of sales), HomeGoods (17%), TJX Canada (9%), and TJX international (13%). Its off-price model emphasizes branded merchandise at meaningful discounts, driving high traffic and rapid inventory turnover.
90GF Score
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