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Elad Software SystemsXTAE:ELAD -2.50%14 Interest Coverage is 7.29 as of Dec. 2025, which is 11% above its 10-year median of 6.57. GuruFocus rates XTAE:ELAD with a GF Score™ of 14/100. Among 1,720 Software companies, Elad Software Systems ranks worse than 67.97% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. Elad Software Systems's
Operating Income
for the
six
months ended in Dec. 2025 was ₪20.6 Mil. Elad Software Systems's Interest Expense for the
six
months ended in Dec. 2025 was ₪-2.8 Mil.
Elad Software Systems's interest coverage for the quarter that ended in Dec. 2025 was 7.29.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for Elad Software Systems's Interest Coverage or its related term are showing as below:
XTAE:ELAD'
s Interest Coverage Range Over the Past 10 Years
Min: 4.49 Med: 6.57 Max: 8.65
Current: 8.65
XTAE:ELAD's Interest Coverage is ranked worse than 67.97% of 1720
companies
in the Software industry
Industry Median: 24.69
vs XTAE:ELAD: 8.65
Elad Software Systems (XTAE:ELAD) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
Elad Software Systems Interest Coverage Related Terms
Elad Software Systems Interest Coverage Historical Data
* Premium members only.
The historical data trend for Elad Software Systems's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
Elad Software Systems Interest Coverage Chart
Elad Software Systems Annual Data
Trend
Dec24
Dec25
Interest Coverage
4.49
8.65
Elad Software Systems Semi-Annual Data
Jun24
Dec24
Jun25
Dec25
Interest Coverage
4.23
4.66
11.22
7.29
XTAE:ELAD vs QH, SHOP, UBER: Interest Coverage Comparison
For the Software - Application subindustry, Elad Software Systems's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Elad Software Systems Interest Coverage vs Software Industry
For the Software industry and Technology sector, Elad Software Systems's Interest Coverage distribution charts can be found below:
* The bar in red indicates where Elad Software Systems's Interest Coverage falls into.
Elad Software Systems Interest Coverage Calculation
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Elad Software Systems (XTAE:ELAD) has a Interest Coverage of 7.29 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Elad Software Systems and its competitors. This is 11% above median its historical median of 6.57. Over the past decade, Elad Software Systems' Interest Coverage has ranged from 4.49 to 8.65. According to the industry distribution chart, Elad Software Systems ranks #1169 out of 1720 companies in the Software industry, placing it in the top 68%.
Is Elad Software Systems' Interest Coverage too high?
Elad Software Systems' current Interest Coverage of 7.29 is 11% above median its 10-year median of 6.57. Over the past 10 years, this metric has ranged from a low of 4.49 to a high of 8.65. The Software industry median Interest Coverage is 24.69. Elad Software Systems' value of 7.29 is 70.5% below this industry median. Based on the distribution chart, Elad Software Systems ranks #1169 out of 1720 companies in the Software industry, which is below the industry midpoint. Overall, Elad Software Systems has a GF Score™ of 14/100, reflecting its overall financial health beyond just this single metric.
How does Elad Software Systems' Interest Coverage compare to QH and SHOP?
According to the Software industry distribution chart, Elad Software Systems ranks #1169 out of 1720 companies for Interest Coverage. This places Elad Software Systems in the lower half of its industry. The industry median Interest Coverage is 24.69. Elad Software Systems' value of 7.29 is 70.5% below this benchmark. Historically, Elad Software Systems' own Interest Coverage has ranged from 4.49 to 8.65 over the past decade. While the company's 10-year median is 6.57 vs. the industry median of 24.69, Elad Software Systems has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 24.69, based on 1,720 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Elad Software Systems's current Interest Coverage of 7.29 is 70.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Elad Software Systems and its competitors. For the Software industry, the median Interest Coverage is 24.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Elad Software Systems's current Interest Coverage is 7.29, which is 11% above median its own 10-year median of 6.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Elad Software Systems stock overvalued right now?
Elad Software Systems (XTAE:ELAD) has a current Interest Coverage of 7.29. The current Interest Coverage is 7.29, which is 11% above median its 10-year median of 6.57 and 70.5% below the Software industry median of 24.69. Elad Software Systems' overall GF Score™ is 14/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Elad Software Systems (XTAE:ELAD), the current Interest Coverage is 7.29 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Elad Software Systems specializes in managing and executing end-to-end projects and offers business solutions for strengthening communication with clients through three different channels: Data, CRM, and Digital. Its Data helps managers overcome complex business challenges by implementing data-based management and control tools using various technologies. Its CRM has long-term relationships with its clients and is a partner in the three multinational platforms: Salesforce, Dynamic 365, and Pega, as well as in the automation and integration company. Elad Digital is Israel's customer engagement company, helping businesses achieve its business needs and strengthen relationships with its clients by offering a range of end-to-end solutions.
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