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DocCheck AGXTER:AJ91 71 Interest Coverage is 43.83 as of Dec. 2025, which is 72% above its 10-year median of 25.43. GuruFocus rates XTER:AJ91 with a GF Score™ of 71/100 and a GF Value™ of €9.52 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 453 Healthcare Providers & Services companies, DocCheck AG ranks better than 70.42% on this metric.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's
Operating Income
by its Interest Expense. DocCheck AG's
Operating Income
for the
six
months ended in Dec. 2025 was €4.87 Mil. DocCheck AG's Interest Expense for the
six
months ended in Dec. 2025 was €-0.11 Mil.
DocCheck AG's interest coverage for the quarter that ended in Dec. 2025 was 43.83.
The higher the ratio, the stronger the company's financial strength is.
The historical rank and industry rank for DocCheck AG's Interest Coverage or its related term are showing as below:
XTER:AJ91'
s Interest Coverage Range Over the Past 10 Years
Min: 7.38 Med: 25.43 Max: 85.3
Current: 21.3
XTER:AJ91's Interest Coverage is ranked better than 70.42% of 453
companies
in the Healthcare Providers & Services industry
Industry Median: 7.98
vs XTER:AJ91: 21.30
DocCheck AG (XTER:AJ91) Interest Coverage Explanation
Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.
Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .
DocCheck AG Interest Coverage Related Terms
DocCheck AG Interest Coverage Historical Data
* Premium members only.
The historical data trend for DocCheck AG's Interest Coverage can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XTER:AJ91 vs VEEV, BTSG, TEM: Interest Coverage Comparison
For the Health Information Services subindustry, DocCheck AG's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
DocCheck AG Interest Coverage vs Healthcare Providers & Services Industry
For the Healthcare Providers & Services industry and Healthcare sector, DocCheck AG's Interest Coverage distribution charts can be found below:
* The bar in red indicates where DocCheck AG's Interest Coverage falls into.
Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DocCheck AG (XTER:AJ91) has a Interest Coverage of 43.83 as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DocCheck AG and its competitors. This is 72% above median its historical median of 25.43. Over the past decade, DocCheck AG's Interest Coverage has ranged from 7.38 to 85.30. According to the industry distribution chart, DocCheck AG ranks #134 out of 453 companies in the Healthcare Providers & Services industry, placing it in the top 29.6%.
Is DocCheck AG's Interest Coverage too high?
DocCheck AG's current Interest Coverage of 43.83 is 72% above median its 10-year median of 25.43. Over the past 10 years, this metric has ranged from a low of 7.38 to a high of 85.30. The Healthcare Providers & Services industry median Interest Coverage is 7.98. DocCheck AG's value of 43.83 is 449.2% above this industry median. Based on the distribution chart, DocCheck AG ranks #134 out of 453 companies in the Healthcare Providers & Services industry, which is above the industry midpoint. Overall, DocCheck AG has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does DocCheck AG's Interest Coverage compare to VEEV and BTSG?
According to the Healthcare Providers & Services industry distribution chart, DocCheck AG ranks #134 out of 453 companies for Interest Coverage. This puts DocCheck AG in the upper half of its industry. The industry median Interest Coverage is 7.98. DocCheck AG's value of 43.83 is 449.2% above this benchmark. Historically, DocCheck AG's own Interest Coverage has ranged from 7.38 to 85.30 over the past decade. While the company's 10-year median is 25.43 vs. the industry median of 7.98, DocCheck AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Healthcare Providers & Services company?
The median Interest Coverage among Healthcare Providers & Services companies is 7.98, based on 453 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. DocCheck AG's current Interest Coverage of 43.83 is 449.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on DocCheck AG and its competitors. For the Healthcare Providers & Services industry, the median Interest Coverage is 7.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. DocCheck AG's current Interest Coverage is 43.83, which is 72% above median its own 10-year median of 25.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is DocCheck AG stock overvalued right now?
Based on GuruFocus' analysis, DocCheck AG (XTER:AJ91) is currently considered Modestly Overvalued. The stock's GF Value™ is €9.52, compared to a current price of €11.80 — trading 23.9% above its estimated fair value. The current Interest Coverage is 43.83, which is 72% above median its 10-year median of 25.43 and 449.2% above the Healthcare Providers & Services industry median of 7.98. DocCheck AG's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For DocCheck AG (XTER:AJ91), the current Interest Coverage is 43.83 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is DocCheck AG (XTER:AJ91) Overvalued in 2026?
Based on GuruFocus' analysis, DocCheck AG stock appears to be overvalued.
The current stock price of €11.80 is trading 23.9% above its estimated GF Value™ of €9.52.
GuruFocus considers DocCheck AG to be Modestly Overvalued.
Key valuation signals for XTER:AJ91:
Interest Coverage: 43.83 (72% above median its 10-year median of 25.43)
GF Value™: €9.52 vs. price of €11.80 (23.9% above fair value)
Industry Position: 449.2% above the Healthcare Providers & Services median (#134 of 453)
No single metric tells the full story. See the XTER:AJ91 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
DocCheck AG is a Germany-based company engaged in the healthcare sector. It operates through subsidiaries: antwerpes AG develops integrated communication concepts for the healthcare sector, including social media and digital communication with focus on e-marketing concepts, search engine optimization (SEO), search engine advertising (SEA) and search engine marketing (SEM); DocCheck Medical Services GmbH operates an online platform for healthcare professionals, such as physicians and pharmacists; DocCheck Medizinbedarf und Logistik GmbH wholesales medical products from third parties and also produces own medical products, and DocCheck Guano AG is a venture capital company with focus on e-health companies and promotes healthcare startups.
71GF Score
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