YMT (Yimutian) Interest Coverage: 0 (At Loss) (As of Dec. 2025)

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YMT Yimutian Inc YMT
8 GF Score
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What is Yimutian Interest Coverage?

Yimutian YMT +0.85% 8 Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus rates YMT with a GF Score™ of 8/100. The stock has 5 warning signs investors should review. Among 1,721 Software companies, Yimutian ranks worse than 58105.69% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Yimutian's Operating Income for the six months ended in Dec. 2025 was $-3.85 Mil. Yimutian's Interest Expense for the six months ended in Dec. 2025 was $-0.76 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Yimutian's Interest Coverage or its related term are showing as below:


YMT's Interest Coverage is not ranked *
in the Software industry.
Industry Median: 26.06
* Ranked among companies with meaningful Interest Coverage only.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Yimutian  (NAS:YMT) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Yimutian Interest Coverage Related Terms


Yimutian Interest Coverage Historical Data

* Premium members only.

The historical data trend for Yimutian's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Yimutian Interest Coverage Chart

Yimutian Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
0.00 0.00 0.00 0.00 0.00

Yimutian Semi-Annual Data
Dec21 Dec22 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Coverage Get a 7-Day Free Trial N/A 0.00 0.00 0.00 0.00

YMT vs FTFT, RPGL, MYSZ: Interest Coverage Comparison

For the Software - Application subindustry, Yimutian's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yimutian Interest Coverage vs Software Industry

For the Software industry and Technology sector, Yimutian's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Yimutian's Interest Coverage falls into.


YMT
8GF Score
Yimutian Inc YMT
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
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Yimutian Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Yimutian's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Yimutian's Interest Expense was $-0.80 Mil. Its Operating Income was $-5.93 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.05 Mil.

Yimutian did not have earnings to cover the interest expense.

Yimutian's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Here, for the six months ended in Dec. 2025, Yimutian's Interest Expense was $-0.76 Mil. Its Operating Income was $-3.85 Mil. And its Long-Term Debt & Capital Lease Obligation was $0.05 Mil.

Yimutian did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Yimutian (YMT) has a Interest Coverage of 0 (At Loss) as of Dec. 2025. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yimutian and its competitors. According to the industry distribution chart, Yimutian ranks #999999 out of 1721 companies in the Software industry.
Is Yimutian's Interest Coverage too high?
Yimutian's current Interest Coverage is 0 (At Loss). Based on the distribution chart, Yimutian ranks #999999 out of 1721 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Yimutian has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Yimutian's Interest Coverage compare to FTFT and RPGL?
According to the Software industry distribution chart, Yimutian ranks #999999 out of 1721 companies for Interest Coverage. This places Yimutian in the lower half of its industry. The industry median Interest Coverage is 26.06. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Software company?
The median Interest Coverage among Software companies is 26.06, based on 1,721 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Yimutian and its competitors. For the Software industry, the median Interest Coverage is 26.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yimutian's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yimutian stock overvalued right now?
Yimutian (YMT) has a current Interest Coverage of 0 (At Loss). The current Interest Coverage is 0 (At Loss). Yimutian's overall GF Score™ is 8/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Yimutian (YMT), the current Interest Coverage is 0 (At Loss) as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Yimutian Business Description

Address No. 66 Xixiaokou Road, Block A, 6th Floor, Building B-6, Zhongguancun Dongsheng Technology Campus, Haidian District, Beijing, CHN, 100192
Yimutian Inc operates an agricultural B2B platform in China. It provides a comprehensive set of digital solutions to facilitate agricultural product transactions, ranging from searching and matching to transaction facilitation and settlement, through its Yimutian App and Douniu App. Additionally, leveraging its industry experience and market insights, the company has ventured into the realm of smart farming and agricultural sourcing and trading, further broadening its commercialization channels and animating its other business lines. The company operates as a single operating and reportable segment, as it offers a unified set of products and services mainly related to the provision of digital agricultural transaction services.
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