ZLDSF (Zalando SE) Interest Coverage: 0 (At Loss) (As of Mar. 2026)


ZLDSF Zalando SE ZLDSF
86 GF Score
Price $26.00
GF Value $34.04
Valuation Modestly Undervalued
! 6 Warning Signs
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What is Zalando SE Interest Coverage?

Zalando SE ZLDSF 86 Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus rates ZLDSF with a GF Score™ of 86/100 and a GF Value™ of $34.04 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 824 Retail - Cyclical companies, Zalando SE ranks worse than 67.72% on this metric.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income by its Interest Expense. Zalando SE's Operating Income for the three months ended in Mar. 2026 was $-92 Mil. Zalando SE's Interest Expense for the three months ended in Mar. 2026 was $-20 Mil. did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is.

The historical rank and industry rank for Zalando SE's Interest Coverage or its related term are showing as below:

ZLDSF' s Interest Coverage Range Over the Past 10 Years
Min: 1.29   Med: 5.84   Max: 15
Current: 3.95


ZLDSF's Interest Coverage is ranked worse than
67.72% of 824 companies
in the Retail - Cyclical industry
Industry Median: 7.94 vs ZLDSF: 3.95

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Zalando SE  (OTCPK:ZLDSF) Interest Coverage Explanation

Ben Graham requires that a company has a minimum interest coverage of 5 with the companies he invested. If the interest coverage is less than 2, the company is burdened by debt. Any business slow or recession may drag the company into a situation where it cannot pay the interest on its debt.

Interest Coverage is an important factor when GuruFocus ranks a company's overage Financial Strength .


Zalando SE Interest Coverage Related Terms


Zalando SE Interest Coverage Historical Data

* Premium members only.

The historical data trend for Zalando SE's Interest Coverage can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Note: For Interest Coverage, "No debt" indicates no long-term debt. An indication of "No Debt" does not necessarily mean that the company has no long-term debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.

Zalando SE Interest Coverage Chart

Zalando SE Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Coverage
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.16 1.29 2.23 4.20 5.31

Zalando SE Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Coverage Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.18 7.89 2.73 9.37 0.00

ZLDSF vs AMZN, BABA, PDD: Interest Coverage Comparison

For the Internet Retail subindustry, Zalando SE's Interest Coverage, along with its competitors' market caps and Interest Coverage data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Zalando SE Interest Coverage vs Retail - Cyclical Industry

For the Retail - Cyclical industry and Consumer Cyclical sector, Zalando SE's Interest Coverage distribution charts can be found below:

* The bar in red indicates where Zalando SE's Interest Coverage falls into.


ZLDSF
86GF Score
Zalando SE ZLDSF
Interest Coverage is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Zalando SE Interest Coverage Calculation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

If Interest Expense is negative and Operating Income is positive, then

Interest Coverage=-1* Operating Income /Interest Expense

Else if Interest Expense is negative and Operating Income is negative, then

The company did not have earnings to cover the interest expense.

Else if Interest Expense is 0 and Long-Term Debt & Capital Lease Obligation is 0, then

The company had no debt (1).


Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Zalando SE's Interest Coverage for the fiscal year that ended in Dec. 2025 is calculated as

Here, for the fiscal year that ended in Dec. 2025, Zalando SE's Interest Expense was $-85 Mil. Its Operating Income was $454 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,485 Mil.

Interest Coverage=-1* Operating Income (A: Dec. 2025 )/Interest Expense (A: Dec. 2025 )
=-1*453.513/-85.363
=5.31

Zalando SE's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Here, for the three months ended in Mar. 2026, Zalando SE's Interest Expense was $-20 Mil. Its Operating Income was $-92 Mil. And its Long-Term Debt & Capital Lease Obligation was $1,424 Mil.

Zalando SE did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's Financial Strength is.

Frequently Asked Questions Learn more about Interest Coverage →
What does a Interest Coverage of 0 (At Loss) mean?
Zalando SE (ZLDSF) has a Interest Coverage of 0 (At Loss) as of Mar. 2026. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zalando SE and its competitors. Over the past decade, Zalando SE's Interest Coverage has ranged from 1.29 to 15.00. According to the industry distribution chart, Zalando SE ranks #558 out of 824 companies in the Retail - Cyclical industry, placing it in the top 67.7%.
Is Zalando SE's Interest Coverage too high?
Zalando SE's current Interest Coverage is 0 (At Loss). Over the past 10 years, this metric has ranged from a low of 1.29 to a high of 15.00. Based on the distribution chart, Zalando SE ranks #558 out of 824 companies in the Retail - Cyclical industry, which is below the industry midpoint. Overall, Zalando SE has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Zalando SE's Interest Coverage compare to AMZN and BABA?
According to the Retail - Cyclical industry distribution chart, Zalando SE ranks #558 out of 824 companies for Interest Coverage. This places Zalando SE in the lower half of its industry. The industry median Interest Coverage is 7.94. Historically, Zalando SE's own Interest Coverage has ranged from 1.29 to 15.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Coverage for a Retail - Cyclical company?
The median Interest Coverage among Retail - Cyclical companies is 7.94, based on 824 companies in the industry. Companies in the top quartile (top 25%) have a Interest Coverage significantly above this median, while those in the bottom quartile fall well below. However, Interest Coverage should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Coverage mean?
A high Interest Coverage can signal that a stock is expensive relative to its fundamentals. Interest Coverage measures a company's capability to pay interest expenses on its debt. View historical data on Zalando SE and its competitors. For the Retail - Cyclical industry, the median Interest Coverage is 7.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Zalando SE's current Interest Coverage is 0 (At Loss). However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Zalando SE stock overvalued right now?
Based on GuruFocus' analysis, Zalando SE (ZLDSF) is currently considered Modestly Undervalued. The stock's GF Value™ is $34.04, compared to a current price of $26.00 — trading 23.6% below its estimated fair value. The current Interest Coverage is 0 (At Loss). Zalando SE's overall GF Score™ is 86/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Coverage calculated?
Interest Coverage is calculated from a company's financial statements. For Zalando SE (ZLDSF), the current Interest Coverage is 0 (At Loss) as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Zalando SE (ZLDSF) Overvalued in 2026?

Based on GuruFocus' analysis, Zalando SE stock appears to be undervalued. The current stock price of $26.00 is trading 23.6% below its estimated GF Value™ of $34.04. GuruFocus considers Zalando SE to be Modestly Undervalued.

Key valuation signals for ZLDSF:

  • Interest Coverage: 0 (At Loss)
  • GF Value™: $34.04 vs. price of $26.00 (23.6% below fair value)
  • GF Score™: 86/100 with 6 warning signs

No single metric tells the full story. See the ZLDSF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Zalando SE Business Description

Address Valeska-Gert-Strabe 5, Berlin, DEU, 10243
Zalando, founded in 2008, is Europe's biggest pure-play online fashion platform. Zalando is present in 25 European countries, and its major market is the DACH region, comprising Germany, Austria, and Switzerland. After the About You acquisition, it has 17 fulfillment centers, offers over 7,000 brands, and as of September 2025, had 62 million active users (more than 10% of the population in countries where the firm has a presence).
86GF Score

Get the complete analysis for ZLDSF

Interest Coverage is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$26.00
Price
$34.04
GF Value