OUTsurance Group (FRA:RMQ0) Interest Expense: €-7 Mil (TTM As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:RMQ0 OUTsurance Group Ltd FRA:RMQ0
71 GF Score
Price €4.28
GF Value €2.41
! 3 Warning Signs
View Full Analysis

What is OUTsurance Group Interest Expense?

OUTsurance Group FRA:RMQ0 71 Interest Expense is €-7 Mil as of Dec. 2025. GuruFocus rates FRA:RMQ0 with a GF Score™ of 71/100 and a GF Value™ of €2.41. The stock has 3 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. OUTsurance Group's interest expense for the six months ended in Dec. 2025 was € -5 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was €-7 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. OUTsurance Group's Operating Income for the six months ended in Dec. 2025 was € 188 Mil. OUTsurance Group's Interest Expense for the six months ended in Dec. 2025 was € -5 Mil. OUTsurance Group's Interest Coverage for the quarter that ended in Dec. 2025 was 41.11. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


OUTsurance Group  (FRA:RMQ0) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

OUTsurance Group's Interest Expense for the six months ended in Dec. 2025 was €-5 Mil. Its EBIT for the six months ended in Dec. 2025 was €188 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Dec. 2025 was €16 Mil.

OUTsurance Group's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

Interest Coverage=-1* EBIT (Q: Dec. 2025 )/Interest Expense (Q: Dec. 2025 )
=-1*187.718/-4.566
=41.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Good Sign:

Ben Graham prefers companies' interest coverage to be at least 5. OUTsurance Group Ltd has enough cash to cover all of its debt. Its financial situation is stable.


OUTsurance Group Interest Expense Historical Data

* Premium members only.

The historical data trend for OUTsurance Group's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

OUTsurance Group Interest Expense Chart

OUTsurance Group Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -4.06 -0.84 -1.72 -3.48 -4.87

OUTsurance Group Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.84 -2.62 -2.57 -2.48 -4.57
FRA:RMQ0
71GF Score
OUTsurance Group Ltd FRA:RMQ0
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

OUTsurance Group Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-7 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-7 Mil mean?
OUTsurance Group (FRA:RMQ0) has a Interest Expense of €-7 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on OUTsurance Group and its competitors.
Is OUTsurance Group's Interest Expense too high?
OUTsurance Group's current Interest Expense is €-7 Mil. Overall, OUTsurance Group has a GF Score™ of 71/100, reflecting its overall financial health beyond just this single metric.
How does OUTsurance Group's Interest Expense compare to BRK.A and AIG?
OUTsurance Group's Interest Expense of €-7 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for an Insurance company?
A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on OUTsurance Group and its competitors. OUTsurance Group's current Interest Expense is €-7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is OUTsurance Group stock overvalued right now?
OUTsurance Group (FRA:RMQ0) has a current Interest Expense of €-7 Mil. The stock's GF Value™ is €2.41, compared to a current price of €4.28 — trading 77.6% above its estimated fair value. The current Interest Expense is €-7 Mil. OUTsurance Group's overall GF Score™ is 71/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For OUTsurance Group (FRA:RMQ0), the current Interest Expense is €-7 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is OUTsurance Group (FRA:RMQ0) Overvalued in 2026?

Based on GuruFocus' analysis, OUTsurance Group stock appears to be overvalued. The current stock price of €4.28 is trading 77.6% above its estimated GF Value™ of €2.41.

Key valuation signals for FRA:RMQ0:

  • Interest Expense: €-7 Mil
  • GF Value™: €2.41 vs. price of €4.28 (77.6% above fair value)
  • GF Score™: 71/100 with 3 warning signs

No single metric tells the full story. See the FRA:RMQ0 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


OUTsurance Group Business Description

Other Exchanges OUT:South Africa
Address 1241 Embankment Road, Zwartkop Extension 7, Centurion, GT, ZAF, 0157
OUTsurance Group Ltd is an insurance group that specialises in Property and Casualty insurance. Its main segments include personal insurance, business insurance, compulsory third-party vehicle insurance, life insurance, and administration services. The company provides motor, home, business, life, funeral, and pet insurance products through its subsidiaries. The company's primary source of revenue is insurance premiums. The group's activities are focused on the South African, Australian and Irish markets.
71GF Score

Get the complete analysis for FRA:RMQ0

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.28
Price
€2.41
GF Value