PT Bank Pembangunan Daerah Jawa Timur Tbk (ISX:BJTM) Interest Expense: Rp-3,303,218 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

ISX:BJTM PT Bank Pembangunan Daerah Jawa Timur Tbk ISX:BJTM
70 GF Score
Price Rp515.00
GF Value Rp850.71
Valuation Significantly Undervalued
! 2 Warning Signs
View Full Analysis

What is PT Bank Pembangunan Daerah Jawa Timur Tbk Interest Expense?

PT Bank Pembangunan Daerah Jawa Timur Tbk ISX:BJTM 70 Interest Expense is Rp-3,303,218 Mil as of Mar. 2026. GuruFocus rates ISX:BJTM with a GF Score™ of 70/100 and a GF Value™ of Rp850.71 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PT Bank Pembangunan Daerah Jawa Timur Tbk's interest expense for the three months ended in Mar. 2026 was Rp -976,566 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was Rp-3,303,218 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PT Bank Pembangunan Daerah Jawa Timur Tbk's Operating Income for the three months ended in Mar. 2026 was Rp Mil. PT Bank Pembangunan Daerah Jawa Timur Tbk's Interest Expense for the three months ended in Mar. 2026 was Rp Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


PT Bank Pembangunan Daerah Jawa Timur Tbk Interest Expense Historical Data

* Premium members only.

The historical data trend for PT Bank Pembangunan Daerah Jawa Timur Tbk's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PT Bank Pembangunan Daerah Jawa Timur Tbk Interest Expense Chart

PT Bank Pembangunan Daerah Jawa Timur Tbk Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1,973,354.00 -1,964,046.00 -2,315,421.00 -2,656,211.00 -3,074,670.00

PT Bank Pembangunan Daerah Jawa Timur Tbk Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -748,018.00 -755,023.00 -819,930.00 -751,699.00 -976,566.00
ISX:BJTM
70GF Score
PT Bank Pembangunan Daerah Jawa Timur Tbk ISX:BJTM
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PT Bank Pembangunan Daerah Jawa Timur Tbk Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was Rp-3,303,218 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of Rp-3,303,218 Mil mean?
PT Bank Pembangunan Daerah Jawa Timur Tbk (ISX:BJTM) has a Interest Expense of Rp-3,303,218 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk's Interest Expense too high?
PT Bank Pembangunan Daerah Jawa Timur Tbk's current Interest Expense is Rp-3,303,218 Mil. Overall, PT Bank Pembangunan Daerah Jawa Timur Tbk has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does PT Bank Pembangunan Daerah Jawa Timur Tbk's Interest Expense compare to competitors?
PT Bank Pembangunan Daerah Jawa Timur Tbk's Interest Expense of Rp-3,303,218 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PT Bank Pembangunan Daerah Jawa Timur Tbk and its competitors. PT Bank Pembangunan Daerah Jawa Timur Tbk's current Interest Expense is Rp-3,303,218 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PT Bank Pembangunan Daerah Jawa Timur Tbk stock overvalued right now?
Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk (ISX:BJTM) is currently considered Significantly Undervalued. The stock's GF Value™ is Rp850.71, compared to a current price of Rp515.00 — trading 39.5% below its estimated fair value. The current Interest Expense is Rp-3,303,218 Mil. PT Bank Pembangunan Daerah Jawa Timur Tbk's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For PT Bank Pembangunan Daerah Jawa Timur Tbk (ISX:BJTM), the current Interest Expense is Rp-3,303,218 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PT Bank Pembangunan Daerah Jawa Timur Tbk (ISX:BJTM) Overvalued in 2026?

Based on GuruFocus' analysis, PT Bank Pembangunan Daerah Jawa Timur Tbk stock appears to be undervalued. The current stock price of Rp515.00 is trading 39.5% below its estimated GF Value™ of Rp850.71. GuruFocus considers PT Bank Pembangunan Daerah Jawa Timur Tbk to be Significantly Undervalued.

Key valuation signals for ISX:BJTM:

  • Interest Expense: Rp-3,303,218 Mil
  • GF Value™: Rp850.71 vs. price of Rp515.00 (39.5% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the ISX:BJTM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PT Bank Pembangunan Daerah Jawa Timur Tbk Business Description

Other Exchanges P7T:Germany
Address Jalan Basuki Rachmad No. 98 - 104, Surabaya, IDN, 60271
PT Bank Pembangunan Daerah Jawa Timur Tbk is an Indonesian bank. The bank generates all of its revenue domestically. The bank operates under two segments: conventional and Sharia. The conventional segment includes deposits in local and foreign currency, savings accounts, checking accounts, capital loans, property construction loans, working-capital finance, mortgages, small and midsize enterprise loans, personal loans, mobile banking, debit cards, and safety deposit boxes. The Sharia segment provides banking services in accordance with Islamic traditions. The bank generates majority of its revenue from conventional services.
70GF Score

Get the complete analysis for ISX:BJTM

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

Rp515.00
Price
Rp850.71
GF Value