MDAI (Spectral AI) Interest Expense: $-2.23 Mil (TTM As of Mar. 2026)

What is Spectral AI Interest Expense?

Spectral AI MDAI -0.58% 6 Interest Expense is $-2.23 Mil as of Mar. 2026. GuruFocus rates MDAI with a GF Score™ of 6/100 and a GF Value™ of $0.91 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Spectral AI's interest expense for the three months ended in Mar. 2026 was $ -0.44 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was $-2.23 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Spectral AI's Operating Income for the three months ended in Mar. 2026 was $ -1.97 Mil. Spectral AI's Interest Expense for the three months ended in Mar. 2026 was $ -0.44 Mil. Spectral AI did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Spectral AI (NAS:MDAI) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Spectral AI's Interest Expense for the three months ended in Mar. 2026 was $-0.44 Mil. Its Operating Income for the three months ended in Mar. 2026 was $-1.97 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Mar. 2026 was $5.27 Mil.

Spectral AI's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Spectral AI did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Spectral AI Interest Expense Historical Data

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The historical data trend for Spectral AI's Interest Expense can be seen below:

Spectral AI Interest Expense Chart

Spectral AI Annual Data

Trend

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

-0.02

0.00

-2.97

-2.39

Spectral AI Quarterly Data
	Dec21	Mar22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Interest Expense	Get a 7-Day Free Trial												-0.02	-0.40	-0.46	-0.93	-0.44

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Spectral AI Inc MDAI

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Spectral AI Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-2.23 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-2.23 Mil mean?

Spectral AI (MDAI) has a Interest Expense of $-2.23 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Spectral AI and its competitors.

Is Spectral AI's Interest Expense too high?

Spectral AI's current Interest Expense is $-2.23 Mil. Overall, Spectral AI has a GF Score™ of 6/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Spectral AI's Interest Expense compare to LUNG and QTI?

Spectral AI's Interest Expense of $-2.23 Mil can be compared against companies in the Medical Devices & Instruments industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for a Medical Devices & Instruments company?

A good Interest Expense depends on the Medical Devices & Instruments industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Spectral AI and its competitors. Spectral AI's current Interest Expense is $-2.23 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Spectral AI stock overvalued right now?

Based on GuruFocus' analysis, Spectral AI (MDAI) is currently considered Significantly Overvalued. The stock's GF Value™ is $0.91, compared to a current price of $1.72 — trading 89% above its estimated fair value. The current Interest Expense is $-2.23 Mil. Spectral AI's overall GF Score™ is 6/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For Spectral AI (MDAI), the current Interest Expense is $-2.23 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Spectral AI (MDAI) Overvalued in 2026?

Based on GuruFocus' analysis, Spectral AI stock appears to be overvalued. The current stock price of $1.72 is trading 89% above its estimated GF Value™ of $0.91. GuruFocus considers Spectral AI to be Significantly Overvalued.

Key valuation signals for MDAI:

Interest Expense: $-2.23 Mil
GF Value™: $0.91 vs. price of $1.72 (89% above fair value)
GF Score™: 6/100 with 4 warning signs

No single metric tells the full story. See the MDAI stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Spectral AI Business Description

Industry Healthcare Medical Devices & Instruments

Comparable Companies LUNG QTI COCH SRTS XTNT POSC NSYS ECOR ELUT MYO ABT SYK MDT BSX EW XTER:SHL GEHC DXCM XAMS:PHIA SZSE:300760

Address 2515 McKinney Avenue, Suite 1000, Dallas, TX, USA, 75201

Website https://www.spectral-ai.com

Spectral AI Inc is an AI company focused on predictive medical diagnostics. Its DeepView System uses proprietary AI algorithms to distinguish between fully damaged, partially damaged and healthy human tissue characters invisible to the naked eye, at the initial time point of wound presentation. The DeepView System delivers a binary prediction on the wound's capacity to heal or not-heal by a specified time point in the future. The company focuses on the burn indication which is supported by the BARDA PBS contract.

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$1.72

Price

$0.91

GF Value

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