Promisia Healthcare (NZSE:PHL) Interest Expense: NZ$-3.57 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NZSE:PHL Promisia Healthcare Ltd NZSE:PHL
31 GF Score
Price NZ$0.75
GF Value NZ$0.42
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Promisia Healthcare Interest Expense?

Promisia Healthcare NZSE:PHL +5.63% 31 Interest Expense is NZ$-3.57 Mil as of Mar. 2026. GuruFocus rates NZSE:PHL with a GF Score™ of 31/100 and a GF Value™ of NZ$0.42 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Promisia Healthcare's interest expense for the six months ended in Mar. 2026 was NZ$ -1.68 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was NZ$-3.57 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Promisia Healthcare's Operating Income for the six months ended in Mar. 2026 was NZ$ 1.52 Mil. Promisia Healthcare's Interest Expense for the six months ended in Mar. 2026 was NZ$ -1.68 Mil. Promisia Healthcare's Interest Coverage for the quarter that ended in Mar. 2026 was 0.91. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.


Promisia Healthcare  (NZSE:PHL) Interest Expense Explanation

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense. The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Promisia Healthcare's Interest Expense for the six months ended in Mar. 2026 was NZ$-1.68 Mil. Its Operating Income for the six months ended in Mar. 2026 was NZ$1.52 Mil. And its Long-Term Debt & Capital Lease Obligation for the six months ended in Mar. 2026 was NZ$0.11 Mil.

Promisia Healthcare's Interest Coverage for the quarter that ended in Mar. 2026 is calculated as

Interest Coverage=-1* Operating Income (Q: Mar. 2026 )/Interest Expense (Q: Mar. 2026 )
=-1*1.523/-1.68
=0.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

Warning Sign:

Ben Graham prefers companies' interest coverage to be at least 5. Promisia Healthcare Ltd interest coverage is 1.02, which is low.


Promisia Healthcare Interest Expense Historical Data

* Premium members only.

The historical data trend for Promisia Healthcare's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Promisia Healthcare Interest Expense Chart

Promisia Healthcare Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Mar22 Mar23 Mar24 Mar25 Mar26
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.67 -2.28 -2.69 -2.90 -3.57

Promisia Healthcare Semi-Annual Data
Dec15 Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Oct20 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.35 -1.43 -1.47 -1.89 -1.68
NZSE:PHL
31GF Score
Promisia Healthcare Ltd NZSE:PHL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Promisia Healthcare Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was NZ$-3.57 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of NZ$-3.57 Mil mean?
Promisia Healthcare (NZSE:PHL) has a Interest Expense of NZ$-3.57 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on Promisia Healthcare and its competitors.
Is Promisia Healthcare's Interest Expense too high?
Promisia Healthcare's current Interest Expense is NZ$-3.57 Mil. Overall, Promisia Healthcare has a GF Score™ of 31/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Promisia Healthcare's Interest Expense compare to HCA and THC?
Promisia Healthcare's Interest Expense of NZ$-3.57 Mil can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Healthcare Providers & Services company?
A good Interest Expense depends on the Healthcare Providers & Services industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Promisia Healthcare and its competitors. Promisia Healthcare's current Interest Expense is NZ$-3.57 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Promisia Healthcare stock overvalued right now?
Based on GuruFocus' analysis, Promisia Healthcare (NZSE:PHL) is currently considered Significantly Overvalued. The stock's GF Value™ is NZ$0.42, compared to a current price of NZ$0.75 — trading 78.6% above its estimated fair value. The current Interest Expense is NZ$-3.57 Mil. Promisia Healthcare's overall GF Score™ is 31/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Promisia Healthcare (NZSE:PHL), the current Interest Expense is NZ$-3.57 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Promisia Healthcare (NZSE:PHL) Overvalued in 2026?

Based on GuruFocus' analysis, Promisia Healthcare stock appears to be overvalued. The current stock price of NZ$0.75 is trading 78.6% above its estimated GF Value™ of NZ$0.42. GuruFocus considers Promisia Healthcare to be Significantly Overvalued.

Key valuation signals for NZSE:PHL:

  • Interest Expense: NZ$-3.57 Mil
  • GF Value™: NZ$0.42 vs. price of NZ$0.75 (78.6% above fair value)
  • GF Score™: 31/100 with 7 warning signs

No single metric tells the full story. See the NZSE:PHL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Promisia Healthcare Business Description

Address 50 Customhouse Quay, Duncan Cotterill, Level 5, Wellington Central, Wellington, NTL, NZL, 6011
Promisia Healthcare Ltd is engaged in the provision of aged care in New Zealand. The company's services include Resthome Care, Hospital (Continuing) Care, Respite (Short Term) Care, Young Disabled Care, Dementia Care, and others. The Group operates in one operating segment: the provision of aged care in New Zealand.
31GF Score

Get the complete analysis for NZSE:PHL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NZ$0.75
Price
NZ$0.42
GF Value