M&T Bank (STU:MTZ) Interest Expense: €-2,913 Mil (TTM As of Mar. 2026)

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STU:MTZ M&T Bank Corp STU:MTZ
73 GF Score
Price €217.60
GF Value €178.88
Valuation Modestly Overvalued
! 8 Warning Signs
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What is M&T Bank Interest Expense?

M&T Bank STU:MTZ -1.58% 73 Interest Expense is €-2,913 Mil as of Mar. 2026. GuruFocus rates STU:MTZ with a GF Score™ of 73/100 and a GF Value™ of €178.88 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. M&T Bank's interest expense for the three months ended in Mar. 2026 was € -678 Mil. Its interest expense for the trailing twelve months (TTM) ended in Mar. 2026 was €-2,913 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. M&T Bank's Operating Income for the three months ended in Mar. 2026 was € Mil. M&T Bank's Interest Expense for the three months ended in Mar. 2026 was € Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

M&T Bank Interest Expense Historical Data

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The historical data trend for M&T Bank's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

M&T Bank Interest Expense Chart

M&T Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -100.89 -401.20 -2,850.95 -3,986.17 -3,021.45

M&T Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -776.83 -782.99 -732.73 -678.16 -718.70
STU:MTZ
73GF Score
M&T Bank Corp STU:MTZ
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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M&T Bank Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €-2,913 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of €-2,913 Mil mean?
M&T Bank (STU:MTZ) has a Interest Expense of €-2,913 Mil as of Mar. 2026. Interest Expense is the amount a company pays on its long-term debt. View historical data on M&T Bank and its competitors.
Is M&T Bank's Interest Expense too high?
M&T Bank's current Interest Expense is €-2,913 Mil. Overall, M&T Bank has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does M&T Bank's Interest Expense compare to HBAN and BAP?
M&T Bank's Interest Expense of €-2,913 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on M&T Bank and its competitors. M&T Bank's current Interest Expense is €-2,913 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is M&T Bank stock overvalued right now?
Based on GuruFocus' analysis, M&T Bank (STU:MTZ) is currently considered Modestly Overvalued. The stock's GF Value™ is €178.88, compared to a current price of €217.60 — trading 21.6% above its estimated fair value. The current Interest Expense is €-2,913 Mil. M&T Bank's overall GF Score™ is 73/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For M&T Bank (STU:MTZ), the current Interest Expense is €-2,913 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is M&T Bank (STU:MTZ) Overvalued in 2026?

Based on GuruFocus' analysis, M&T Bank stock appears to be overvalued. The current stock price of €217.60 is trading 21.6% above its estimated GF Value™ of €178.88. GuruFocus considers M&T Bank to be Modestly Overvalued.

Key valuation signals for STU:MTZ:

  • Interest Expense: €-2,913 Mil
  • GF Value™: €178.88 vs. price of €217.60 (21.6% above fair value)
  • GF Score™: 73/100 with 8 warning signs

No single metric tells the full story. See the STU:MTZ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

M&T Bank Business Description

Address One M&T Plaza, Buffalo, NY, USA, 14203
M&T Bank is a US regional bank with around $215 billion in assets as of the end of the first quarter of 2026. Headquartered in Buffalo, New York, the bank's footprint is mostly concentrated in New England and the US Mid-Atlantic. M&T Bank boasts a community banking approach, and boasts over 900 branches in 13 states and Washington, D.C. Apart from retail and commercial banking, M&T Bank also has wealth management operations through Wilmington Trust and a partnership with LPL Financial, and a corporate trust business.
73GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€217.60
Price
€178.88
GF Value