CEBCF (China Everbright Bank Co) Intrinsic Value: Projected FCF: $0.05 (As of Sep. 06, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CEBCF China Everbright Bank Co Ltd CEBCF
31 GF Score
Price $0.41
GF Value $0.45
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is China Everbright Bank Co Intrinsic Value: Projected FCF?

China Everbright Bank Co CEBCF 31 Intrinsic Value: Projected FCF is $0.05 as of Sep. 06, 2026. GuruFocus rates CEBCF with a GF Score™ of 31/100 and a GF Value™ of $0.45 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,308 Banks companies, China Everbright Bank Co ranks worse than 99.39% on this metric.

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2026-09-06), China Everbright Bank Co's Intrinsic Value: Projected FCF is $0.05. The stock price of China Everbright Bank Co is $0.41. Therefore, China Everbright Bank Co's Price-to-Intrinsic-Value-Projected-FCF of today is 8.2.

The historical rank and industry rank for China Everbright Bank Co's Intrinsic Value: Projected FCF or its related term are showing as below:

CEBCF' s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.08   Med: 0.27   Max: 8.2
Current: 8.2

During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of China Everbright Bank Co was 8.20. The lowest was 0.08. And the median was 0.27.

CEBCF's Price-to-Projected-FCF is ranked worse than
99.39% of 1308 companies
in the Banks industry
Industry Median: 0.6 vs CEBCF: 8.20

China Everbright Bank Co  (OTCPK:CEBCF) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

China Everbright Bank Co's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=0.41/0.0099138664180143
=41.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


China Everbright Bank Co Intrinsic Value: Projected FCF Related Terms


China Everbright Bank Co Intrinsic Value: Projected FCF Historical Data

* Premium members only.

The historical data trend for China Everbright Bank Co's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Everbright Bank Co Intrinsic Value: Projected FCF Chart

China Everbright Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.19 0.50 0.96 0.05 0.81

China Everbright Bank Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.00 0.81 0.81 0.40 0.06

China Everbright Bank Co Intrinsic Value: Projected FCF Competitor Comparison

For the Banks - Regional subindustry, China Everbright Bank Co's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


China Everbright Bank Co Price-to-Projected-FCF vs Banks Industry

For the Banks industry and Financial Services sector, China Everbright Bank Co's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where China Everbright Bank Co's Price-to-Projected-FCF falls into.


CEBCF
31GF Score
China Everbright Bank Co Ltd CEBCF
Intrinsic Value: Projected FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Everbright Bank Co Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get China Everbright Bank Co's Free Cash Flow(6 year avg) = $-7,527.12.

China Everbright Bank Co's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Jun26)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*-7527.12384+90397.001*0.8)/66244.118
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Intrinsic Value: Projected FCF of $0.05 mean?
China Everbright Bank Co (CEBCF) has a Intrinsic Value: Projected FCF of $0.05 as of Sep. 06, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on China Everbright Bank Co and its competitors. According to the industry distribution chart, China Everbright Bank Co ranks #1300 out of 1308 companies in the Banks industry, placing it in the top 99.4%.
Is China Everbright Bank Co's Intrinsic Value: Projected FCF too high?
China Everbright Bank Co's current Intrinsic Value: Projected FCF is $0.05. The Banks industry median Intrinsic Value: Projected FCF is 0.60. China Everbright Bank Co's value of $0.05 is 91.7% below this industry median. Based on the distribution chart, China Everbright Bank Co ranks #1300 out of 1308 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, China Everbright Bank Co has a GF Score™ of 31/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does China Everbright Bank Co's Intrinsic Value: Projected FCF compare to competitors?
According to the Banks industry distribution chart, China Everbright Bank Co ranks #1300 out of 1308 companies for Intrinsic Value: Projected FCF. This places China Everbright Bank Co in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. China Everbright Bank Co's value of $0.05 is 91.7% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,308 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. China Everbright Bank Co's current Intrinsic Value: Projected FCF of $0.05 is 91.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on China Everbright Bank Co and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Everbright Bank Co's current Intrinsic Value: Projected FCF is $0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Everbright Bank Co stock overvalued right now?
Based on GuruFocus' analysis, China Everbright Bank Co (CEBCF) is currently considered Fairly Valued. The stock's GF Value™ is $0.45, compared to a current price of $0.41 — trading 8.9% below its estimated fair value. The current Intrinsic Value: Projected FCF is $0.05 and 91.7% below the Banks industry median of 0.60. China Everbright Bank Co's overall GF Score™ is 31/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For China Everbright Bank Co (CEBCF), the current Intrinsic Value: Projected FCF is $0.05 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Everbright Bank Co (CEBCF) Overvalued in 2026?

Based on GuruFocus' analysis, China Everbright Bank Co stock appears to be undervalued. The current stock price of $0.41 is trading 8.9% below its estimated GF Value™ of $0.45. GuruFocus considers China Everbright Bank Co to be Fairly Valued.

Key valuation signals for CEBCF:

  • Intrinsic Value: Projected FCF: $0.05
  • GF Value™: $0.45 vs. price of $0.41 (8.9% below fair value)
  • GF Score™: 31/100 with 5 warning signs
  • Industry Position: 91.7% below the Banks median (#1300 of 1308)

No single metric tells the full story. See the CEBCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Everbright Bank Co Business Description

Other Exchanges 06818:Hong Kong601818:China
Address No. 25 and No. 25 A Taipingqiao Street, China Everbright Center, Xicheng District, Beijing, CHN, 100033
China Everbright Bank Co Ltd is a licensed bank financial institution. The principal activities of the Bank and its subsidiaries are the provision of corporate and retail deposits, loans and advances, settlement, treasury business, and other financial services as approved by the CBIRC. The group mainly operates in Mainland China and also has a number of overseas branches and subsidiaries. The group manages its business by business lines and geographical areas. Its segments include Corporate banking, Retail banking, Financial market business, and Others.
31GF Score

Get the complete analysis for CEBCF

Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$0.41
Price
$0.45
GF Value