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Starwood Property TrustSTWD -0.91%54 Intrinsic Value: Projected FCF is $21.44 as of Aug. 20, 2026, which is 2110% above its 10-year median of 0.97. GuruFocus rates STWD with a GF Score™ of 54/100 and a GF Value™ of $14.40 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 613 REITs companies, Starwood Property Trust ranks worse than 59.54% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for Starwood Property Trust's Intrinsic Value: Projected FCF or its related term are showing as below:
STWD'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.53 Med: 0.97 Max: 1.5
Current: 0.77
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of Starwood Property Trust was 1.50. The lowest was 0.53. And the median was 0.97.
STWD's Price-to-Projected-FCF is ranked worse than 59.54% of 613
companies
in the REITs industry
Industry Median: 0.66
vs STWD: 0.77
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
Starwood Property Trust's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
16.41
/
21.441671929244
=
0.77
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Starwood Property Trust Intrinsic Value: Projected FCF Related Terms
Starwood Property Trust Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for Starwood Property Trust's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
STWD vs RITM, DX, BXMT: Intrinsic Value: Projected FCF Comparison
For the REIT - Mortgage subindustry, Starwood Property Trust's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Starwood Property Trust Price-to-Projected-FCF vs REITs Industry
For the REITs industry and Real Estate sector, Starwood Property Trust's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where Starwood Property Trust's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of $21.44 mean?
Starwood Property Trust (STWD) has a Intrinsic Value: Projected FCF of $21.44 as of Aug. 20, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Starwood Property Trust and its competitors. This is 2110% above median its historical median of 0.97. Over the past decade, Starwood Property Trust's Intrinsic Value: Projected FCF has ranged from 0.53 to 1.50. According to the industry distribution chart, Starwood Property Trust ranks #365 out of 613 companies in the REITs industry, placing it in the top 59.5%.
Is Starwood Property Trust's Intrinsic Value: Projected FCF too high?
Starwood Property Trust's current Intrinsic Value: Projected FCF of $21.44 is 2110% above median its 10-year median of 0.97. Over the past 10 years, this metric has ranged from a low of 0.53 to a high of 1.50. The REITs industry median Intrinsic Value: Projected FCF is 0.66. Starwood Property Trust's value of $21.44 is 3148.5% above this industry median. Based on the distribution chart, Starwood Property Trust ranks #365 out of 613 companies in the REITs industry, which is below the industry midpoint. Overall, Starwood Property Trust has a GF Score™ of 54/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Starwood Property Trust's Intrinsic Value: Projected FCF compare to RITM and DX?
According to the REITs industry distribution chart, Starwood Property Trust ranks #365 out of 613 companies for Intrinsic Value: Projected FCF. This places Starwood Property Trust in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.66. Starwood Property Trust's value of $21.44 is 3148.5% above this benchmark. Historically, Starwood Property Trust's own Intrinsic Value: Projected FCF has ranged from 0.53 to 1.50 over the past decade. While the company's 10-year median is 0.97 vs. the industry median of 0.66, Starwood Property Trust has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a REITs company?
The median Intrinsic Value: Projected FCF among REITs companies is 0.66, based on 613 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Starwood Property Trust's current Intrinsic Value: Projected FCF of $21.44 is 3148.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on Starwood Property Trust and its competitors. For the REITs industry, the median Intrinsic Value: Projected FCF is 0.66 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Starwood Property Trust's current Intrinsic Value: Projected FCF is $21.44, which is 2110% above median its own 10-year median of 0.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starwood Property Trust stock overvalued right now?
Based on GuruFocus' analysis, Starwood Property Trust (STWD) is currently considered Modestly Overvalued. The stock's GF Value™ is $14.40, compared to a current price of $16.41 — trading 14% above its estimated fair value. The current Intrinsic Value: Projected FCF is $21.44, which is 2110% above median its 10-year median of 0.97 and 3148.5% above the REITs industry median of 0.66. Starwood Property Trust's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For Starwood Property Trust (STWD), the current Intrinsic Value: Projected FCF is $21.44 as of Aug. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Starwood Property Trust (STWD) Overvalued in 2026?
Based on GuruFocus' analysis, Starwood Property Trust stock appears to be overvalued.
The current stock price of $16.41 is trading 14% above its estimated GF Value™ of $14.40.
GuruFocus considers Starwood Property Trust to be Modestly Overvalued.
Key valuation signals for STWD:
Intrinsic Value: Projected FCF: $21.44 (2110% above median its 10-year median of 0.97)
GF Value™: $14.40 vs. price of $16.41 (14% above fair value)
Industry Position: 3148.5% above the REITs median (#365 of 613)
No single metric tells the full story. See the STWD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Starwood Property Trust Inc is a real estate investment trust principally engaged in originating, acquiring, and managing commercial mortgage loans, commercial mortgage-backed securities, and other real estate investments in the U.S., Australia, and Europe. The company has four reportable business segments: Commercial and Residential Lending, Infrastructure Lending, Property, and Investing and Servicing. The majority of its revenue is generated from the Commercial and Residential Lending segment, which engages mainly in originating, acquiring, financing, and managing commercial first mortgages, non-agency residential mortgages (residential loans), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and other real estate and related debt investments.
54GF Score
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Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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