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Sun Bancorp (Sun Bancorp) Intrinsic Value: Projected FCF : $0.00 (As of Apr. 26, 2024)


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What is Sun Bancorp Intrinsic Value: Projected FCF?

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.

As of today (2024-04-26), Sun Bancorp's Intrinsic Value: Projected FCF is $0.00. The stock price of Sun Bancorp is $24.50. Therefore, Sun Bancorp's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.

The historical rank and industry rank for Sun Bancorp's Intrinsic Value: Projected FCF or its related term are showing as below:

SNBC's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.435
* Ranked among companies with meaningful Price-to-Projected-FCF only.

Sun Bancorp Intrinsic Value: Projected FCF Historical Data

The historical data trend for Sun Bancorp's Intrinsic Value: Projected FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Sun Bancorp Intrinsic Value: Projected FCF Chart

Sun Bancorp Annual Data
Trend Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16
Intrinsic Value: Projected FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 19.33 23.15 19.38 19.82 20.34

Sun Bancorp Quarterly Data
Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16 Jun16 Sep16 Dec16 Mar17 Jun17 Sep17
Intrinsic Value: Projected FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 18.11 20.34 19.17 20.60 21.60

Competitive Comparison of Sun Bancorp's Intrinsic Value: Projected FCF

For the Banks - Regional subindustry, Sun Bancorp's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Sun Bancorp's Price-to-Projected-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Sun Bancorp's Price-to-Projected-FCF distribution charts can be found below:

* The bar in red indicates where Sun Bancorp's Price-to-Projected-FCF falls into.



Sun Bancorp Intrinsic Value: Projected FCF Calculation

Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.

The details of how we calculate the intrinsic value of stocks are described in detail here.

This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + 0.8 * Total Stockholders Equity (most recent) ) / Shares Outstanding (Diluted Average)

In the case of negative Total Stockholders Equity, the following formula is used (see Explanation section below for the reason):

Intrinsic Value: Projected FCF = ( Growth Multiple * Free Cash Flow (6 year avg) + Total Stockholders Equity (most recent) / 0.8 ) / Shares Outstanding (Diluted Average)


Add all the Free Cash Flow together and divide 6 will get Sun Bancorp's Free Cash Flow(6 year avg) = $14.62.

Sun Bancorp's Intrinsic Value: Projected FCF for today is calculated as

Intrinsic Value: Projected FCF=(Growth Multiple*Free Cash Flow (6 year avg)+Total Stockholders Equity (Sep17)*0.8)/Shares Outstanding (Diluted Average)
=(9.5203515959648*14.62368+328.599*0.8)/19.188
=20.96

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sun Bancorp  (NAS:SNBC) Intrinsic Value: Projected FCF Explanation

The growth multiple is capped between 8.35 and 17.74.

Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.

Sun Bancorp's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as

Price-to-Intrinsic-Value-Projected-FCF=Share Price/Intrinsic Value: Projected FCF
=24.50/20.95589822946
=1.17

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Sun Bancorp Intrinsic Value: Projected FCF Related Terms

Thank you for viewing the detailed overview of Sun Bancorp's Intrinsic Value: Projected FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Sun Bancorp (Sun Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
Sun Bancorp Inc is a holding company of its principal subsidiary, Bank of the United States. Through its subsidiary, it provides community banking services to consumers, small businesses and mid-size companies. Its deposit services include savings accounts, business checking and money market accounts, certificates of deposit, and cash management solutions such as online banking, electronic bill payment and wire transfer services, lockbox services, remote deposit and controlled disbursement services. The company also provides lending services to businesses include term loans, lines of credit and commercial mortgages. Additionally, it also provides home equity term loans, home equity lines of credit and installment loans. The majority of the company's revenue comes from interest income.
Executives
Patricia M Schaubeck officer: EVP & General Counsel C/O SUFFOLK BANCORP, 4 WEST SECOND STREET, P.O. BOX 9000, RIVERHEAD NY 11901
Sidney R Brown director 226 LANDIS AVENUE, VINELAND NJ 08360
Nicos Katsoulis officer: EVP/Chief Lending Officer C/O STATE BANCORP, INC., TWO JERICHO PLAZA, JERICHO NY 11753
Michele B Estep officer: EVP/Chief Administrative Offic, other: of Sun National Bank 226 LANDIS AVENUE, VINELAND NJ 08360
Grace C Torres director C/O PGIM INVESTMENTS, 655 BROAD STREET, NEWARK NJ 07102
Anthony R Coscia director C/O INTERCHANGE FINANCIAL SERVICES CORP, PARK 80 W PLAZA TWO, SADDLE BROOK NJ 07663
Neelesh Kalani officer: SVP/Chief Accounting Officer SUN BANCORP, INC., 226 LANDIS AVENUE, VINELAND PA 19087
Thomas R Brugger officer: EVP/Chief Financial Officer 1130 BERKSHIRE BLVD, WYOMISSING PA 19610
Keith Stock director 1819 A WEST ST ANNAPOLIS MD 21401
William J Marino director COMPUTER HORIZONS, 49 OLD BLOOMFIELD AVE, MOUNTAIN LAKES NJ 07046
Thomas M Obrien director, officer: President & CEO C/O STATE BANK OF LONG ISLAND, 2 JERICHO PLAZA, JERICHO NY 11753
Alberino J Celini officer: EVP/Chief Risk Officer, other: of Sun National Bank 226 LANDIS AVENUE, VINELAND NJ 08360
Steven A Kass director 226 LANDIS AVENUE, VINELAND NJ 08360
Thomas X Geisel director, officer: President & CEO 400 RELLA BOULEVARD, MONTEBELLO NY 10901
Ross Wilbur L Jr director, 10 percent owner 328 EL VEDADO ROAD, PALM BEACH FL 33480

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