Holcim Ecuador (XGUA:HLE) Liabilities-to-Assets : 0.40 (As of Dec. 2025)

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XGUA:HLE Holcim Ecuador SA XGUA:HLE
88 GF Score
Price $46.00
GF Value $58.82
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Holcim Ecuador Liabilities-to-Assets?

Holcim Ecuador XGUA:HLE 88 Liabilities-to-Assets is 0.40 as of Dec. 2025. GuruFocus rates XGUA:HLE with a GF Score™ of 88/100 and a GF Value™ of $58.82 (Modestly Undervalued). The stock has 2 warning signs investors should review.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Holcim Ecuador's Total Liabilities for the quarter that ended in Dec. 2025 was $208.4 Mil. Holcim Ecuador's Total Assets for the quarter that ended in Dec. 2025 was $524.2 Mil. Therefore, Holcim Ecuador's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 was 0.40.


Holcim Ecuador  (XGUA:HLE) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Holcim Ecuador Liabilities-to-Assets Related Terms


Holcim Ecuador Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Holcim Ecuador's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Holcim Ecuador Liabilities-to-Assets Chart

Holcim Ecuador Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.38 0.37 0.40 0.28 0.40

Holcim Ecuador Semi-Annual Data
Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.38 0.37 0.40 0.28 0.40

XGUA:HLE vs CRH, MLM, VMC: Liabilities-to-Assets Comparison

For the Building Materials subindustry, Holcim Ecuador's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Holcim Ecuador Liabilities-to-Assets vs Building Materials Industry

For the Building Materials industry and Basic Materials sector, Holcim Ecuador's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Holcim Ecuador's Liabilities-to-Assets falls into.


XGUA:HLE
88GF Score
Holcim Ecuador SA XGUA:HLE
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Holcim Ecuador Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Holcim Ecuador's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:

Liabilities-to-Assets (A: Dec. 2025 )=Total Liabilities/Total Assets
=208.384/524.167
=0.40

Holcim Ecuador's Liabilities-to-Assets Ratio for the quarter that ended in Dec. 2025 is calculated as

Liabilities-to-Assets (Q: Dec. 2025 )=Total Liabilities/Total Assets
=208.384/524.167
=0.40

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.40 mean?
Holcim Ecuador (XGUA:HLE) has a Liabilities-to-Assets of 0.40 as of Dec. 2025. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Holcim Ecuador and its competitors.
Is Holcim Ecuador's Liabilities-to-Assets too high?
Holcim Ecuador's current Liabilities-to-Assets is 0.40. Overall, Holcim Ecuador has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Holcim Ecuador's Liabilities-to-Assets compare to CRH and MLM?
Holcim Ecuador's Liabilities-to-Assets of 0.40 can be compared against companies in the Building Materials industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Building Materials company?
A good Liabilities-to-Assets depends on the Building Materials industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Holcim Ecuador and its competitors. Holcim Ecuador's current Liabilities-to-Assets is 0.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Holcim Ecuador stock overvalued right now?
Based on GuruFocus' analysis, Holcim Ecuador (XGUA:HLE) is currently considered Modestly Undervalued. The stock's GF Value™ is $58.82, compared to a current price of $46.00 — trading 21.8% below its estimated fair value. The current Liabilities-to-Assets is 0.40. Holcim Ecuador's overall GF Score™ is 88/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Holcim Ecuador (XGUA:HLE), the current Liabilities-to-Assets is 0.40 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Holcim Ecuador (XGUA:HLE) Overvalued in 2026?

Based on GuruFocus' analysis, Holcim Ecuador stock appears to be undervalued. The current stock price of $46.00 is trading 21.8% below its estimated GF Value™ of $58.82. GuruFocus considers Holcim Ecuador to be Modestly Undervalued.

Key valuation signals for XGUA:HLE:

  • Liabilities-to-Assets: 0.40
  • GF Value™: $58.82 vs. price of $46.00 (21.8% below fair value)
  • GF Score™: 88/100 with 2 warning signs

No single metric tells the full story. See the XGUA:HLE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Holcim Ecuador Business Description

Other Exchanges HLE:Ecuador
Address Barcelona Avenue, San Eduardo I Urbanization, El Caiman Building, 2nd Floor, Guayaquil, ECU
Holcim Ecuador SA is an Ecuador-based company engaged in the manufacturing and production of clinker, cement, and concrete. The company offers products and services for road development, buildings, infrastructure, developments and residences, and agro-industrial solutions.
88GF Score

Get the complete analysis for XGUA:HLE

Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$46.00
Price
$58.82
GF Value