StoneCo (BSP:STOC34) Loans Receivable: R$2,249 Mil (As of Mar. 2026)

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BSP:STOC34 StoneCo Ltd BSP:STOC34
59 GF Score
Price R$56.80
GF Value R$104.20
Valuation Possible Value Trap
! 5 Warning Signs
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What is StoneCo Loans Receivable?

StoneCo BSP:STOC34 +0.21% 59 Loans Receivable is R$2,249 Mil as of Mar. 2026. GuruFocus rates BSP:STOC34 with a GF Score™ of 59/100 and a GF Value™ of R$104.20 (Possible Value Trap). The stock has 5 warning signs investors should review.

StoneCo's Loans Receivable for the quarter that ended in Mar. 2026 was R$2,249 Mil.

StoneCo's quarterly Loans Receivable increased from Sep. 2025 (R$1,615.05 Mil) to Dec. 2025 (R$2,008.44 Mil) and increased from Dec. 2025 (R$2,008.44 Mil) to Mar. 2026 (R$2,249.20 Mil).

StoneCo's annual Loans Receivable increased from Dec. 2023 (R$209.96 Mil) to Dec. 2024 (R$891.72 Mil) and increased from Dec. 2024 (R$891.72 Mil) to Dec. 2025 (R$2,008.44 Mil).

StoneCo Loans Receivable Historical Data

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The historical data trend for StoneCo's Loans Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

StoneCo Loans Receivable Chart

StoneCo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Loans Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 511.24 26.87 209.96 891.72 2,008.44

StoneCo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Loans Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,079.85 1,304.60 1,615.05 2,008.44 2,249.20
BSP:STOC34
59GF Score
StoneCo Ltd BSP:STOC34
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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StoneCo Loans Receivable Calculation

Loans Receivable are the funds that a company has lent but have not yet been repaid.

Frequently Asked Questions Learn more about Loans Receivable →
What does a Loans Receivable of R$2,249 Mil mean?
StoneCo (BSP:STOC34) has a Loans Receivable of R$2,249 Mil as of Mar. 2026. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on StoneCo and its competitors.
Is StoneCo's Loans Receivable too high?
StoneCo's current Loans Receivable is R$2,249 Mil. Overall, StoneCo has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does StoneCo's Loans Receivable compare to EEFT and PAGS?
StoneCo's Loans Receivable of R$2,249 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Loans Receivable for a Software company?
A good Loans Receivable depends on the Software industry context. However, Loans Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Loans Receivable mean?
A high Loans Receivable can signal that a stock is expensive relative to its fundamentals. Loans Receivable are the funds that a company has lent but have not yet been repaid. View historical data on StoneCo and its competitors. StoneCo's current Loans Receivable is R$2,249 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is StoneCo stock overvalued right now?
Based on GuruFocus' analysis, StoneCo (BSP:STOC34) is currently considered Possible Value Trap. The stock's GF Value™ is R$104.20, compared to a current price of R$56.80 — trading 45.5% below its estimated fair value. The current Loans Receivable is R$2,249 Mil. StoneCo's overall GF Score™ is 59/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Loans Receivable calculated?
Loans Receivable is calculated from a company's financial statements. For StoneCo (BSP:STOC34), the current Loans Receivable is R$2,249 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is StoneCo (BSP:STOC34) Overvalued in 2026?

Based on GuruFocus' analysis, StoneCo stock appears to be undervalued. The current stock price of R$56.80 is trading 45.5% below its estimated GF Value™ of R$104.20. GuruFocus considers StoneCo to be Possible Value Trap.

Key valuation signals for BSP:STOC34:

  • Loans Receivable: R$2,249 Mil
  • GF Value™: R$104.20 vs. price of R$56.80 (45.5% below fair value)
  • GF Score™: 59/100 with 5 warning signs

No single metric tells the full story. See the BSP:STOC34 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

StoneCo Business Description

Address 18 Forum Lane, Camana Bay, Block 12D Parcel 33 and 95, P.O. Box 10240, Grand Cayman, CYM, KY1-1002
StoneCo Ltd is a provider of financial technology solutions. It serves MSMBs solutions, at fair prices, and provides the customer experience to help them manage their businesses and sell more. Its Stone Business Model combines end-to-end, cloud-based technology platforms; differentiated hyper-local and integrated distribution approaches; and white-glove, on-demand customer service. The brands of the company include: Stone: For small and medium-sized businesses, all management is integrated with the payment terminal, business bank account, and card, all within the same app. Ton: For micro-entrepreneurs and freelancers, modern card machines, sales via Pix or TapTon, and a Super Account. Stone pagar.me for those who sell online. Digital payment technology for all types of businesses.
59GF Score

Get the complete analysis for BSP:STOC34

Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$56.80
Price
R$104.20
GF Value