Lloyds Banking Group (LSE:LLD6) Loans Receivable

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

LSE:LLD6 Lloyds Banking Group PLC LSE:LLD6
49 GF Score
Price $149.70
GF Value $106.40
! 4 Warning Signs
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What is Lloyds Banking Group Loans Receivable?

Loans Receivable does not apply to banks and insurance companies.

LSE:LLD6
49GF Score
Lloyds Banking Group PLC LSE:LLD6
Loans Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Lloyds Banking Group (LSE:LLD6) Overvalued in 2026?

Based on GuruFocus' analysis, Lloyds Banking Group stock appears to be overvalued. The current stock price of $149.70 is trading 40.7% above its estimated GF Value™ of $106.40.

Key valuation signals for LSE:LLD6:

  • Loans Receivable:
  • GF Value™: $106.40 vs. price of $149.70 (40.7% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the LSE:LLD6 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Lloyds Banking Group Business Description

Address 33 Old Broad Street, London, GBR, EC2N 1HZ
Lloyds Banking Group is the United Kingdom's largest retail and commercial bank, serving about 28 million customers through its Lloyds Bank, Halifax, and Bank of Scotland brands. It holds leading UK positions in current accounts, savings, and mortgages, where its Halifax franchise makes it the country's biggest home lender, plus credit cards, motor finance through Black Horse, and small business banking. Its Insurance, Pensions and Investments division operates under the Scottish Widows brand, and the group is executing a strategy to grow fee income, digital banking, and mass-affluent wealth services. Lloyds' fortunes track the UK economy closely given its domestic concentration. Tracing its roots to 1765 Birmingham, the group took its modern form through the 2009 HBOS acquisition; ADSs trade on the NYSE.
49GF Score

Get the complete analysis for LSE:LLD6

Loans Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$149.70
Price
$106.40
GF Value