C (Citigroup) Long-Term Debt: $307,566 Mil (As of Mar. 2026)


C Citigroup Inc C
74 GF Score
Price $140.13
GF Value $80.13
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Citigroup Long-Term Debt?

Citigroup C +0.12% 74 Long-Term Debt is $307,566 Mil as of Mar. 2026. GuruFocus rates C with a GF Score™ of 74/100 and a GF Value™ of $80.13 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Citigroup's Long-Term Debt for the quarter that ended in Mar. 2026 was $307,566 Mil.

Citigroup's quarterly Long-Term Debt declined from Sep. 2025 ($315,846 Mil) to Dec. 2025 ($315,827 Mil) and declined from Dec. 2025 ($315,827 Mil) to Mar. 2026 ($307,566 Mil).

Citigroup's annual Long-Term Debt increased from Dec. 2023 ($286,619 Mil) to Dec. 2024 ($287,300 Mil) and increased from Dec. 2024 ($287,300 Mil) to Dec. 2025 ($315,827 Mil).

Citigroup  (NYSE:C) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Citigroup Long-Term Debt Related Terms

Citigroup Long-Term Debt Historical Data

* Premium members only.

The historical data trend for Citigroup's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citigroup Long-Term Debt Chart

Citigroup Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 254,374.00 271,606.00 286,619.00 287,300.00 315,827.00

Citigroup Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 295,684.00 317,761.00 315,846.00 315,827.00 307,566.00
C
74GF Score
Citigroup Inc C
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of $307,566 Mil mean?
Citigroup (C) has a Long-Term Debt of $307,566 Mil as of Mar. 2026.
Is Citigroup's Long-Term Debt too high?
Citigroup's current Long-Term Debt is $307,566 Mil. Overall, Citigroup has a GF Score™ of 74/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Long-Term Debt compare to WFC and BNY?
Citigroup's Long-Term Debt of $307,566 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Citigroup's current Long-Term Debt is $307,566 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Based on GuruFocus' analysis, Citigroup (C) is currently considered Significantly Overvalued. The stock's GF Value™ is $80.13, compared to a current price of $140.13 — trading 74.9% above its estimated fair value. The current Long-Term Debt is $307,566 Mil. Citigroup's overall GF Score™ is 74/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Citigroup (C), the current Long-Term Debt is $307,566 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of $140.13 is trading 74.9% above its estimated GF Value™ of $80.13. GuruFocus considers Citigroup to be Significantly Overvalued.

Key valuation signals for C:

  • Long-Term Debt: $307,566 Mil
  • GF Value™: $80.13 vs. price of $140.13 (74.9% above fair value)
  • GF Score™: 74/100 with 8 warning signs

No single metric tells the full story. See the C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
74GF Score

Get the complete analysis for C

Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$140.13
Price
$80.13
GF Value