MercadoLibre (HAM:MLB1) Long-Term Debt: €3,926 Mil (As of Mar. 2026)


HAM:MLB1 MercadoLibre Inc HAM:MLB1
80 GF Score
Price €1,547.40
GF Value €3,064.79
! 3 Warning Signs
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What is MercadoLibre Long-Term Debt?

MercadoLibre HAM:MLB1 -0.63% 80 Long-Term Debt is €3,926 Mil as of Mar. 2026. GuruFocus rates HAM:MLB1 with a GF Score™ of 80/100 and a GF Value™ of €3,064.79. The stock has 3 warning signs investors should review.

MercadoLibre's Long-Term Debt for the quarter that ended in Mar. 2026 was €3,926 Mil.

MercadoLibre's quarterly Long-Term Debt increased from Sep. 2025 (€2,845 Mil) to Dec. 2025 (€3,833 Mil) and increased from Dec. 2025 (€3,833 Mil) to Mar. 2026 (€3,926 Mil).

MercadoLibre's annual Long-Term Debt increased from Dec. 2023 (€1,932 Mil) to Dec. 2024 (€2,680 Mil) and increased from Dec. 2024 (€2,680 Mil) to Dec. 2025 (€3,833 Mil).

MercadoLibre  (HAM:MLB1) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

MercadoLibre Long-Term Debt Related Terms

MercadoLibre Long-Term Debt Historical Data

* Premium members only.

The historical data trend for MercadoLibre's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

MercadoLibre Long-Term Debt Chart

MercadoLibre Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,944.35 2,444.96 1,932.12 2,679.73 3,832.75

MercadoLibre Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,577.98 2,958.20 2,844.83 3,832.75 3,926.24
HAM:MLB1
80GF Score
MercadoLibre Inc HAM:MLB1
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of €3,926 Mil mean?
MercadoLibre (HAM:MLB1) has a Long-Term Debt of €3,926 Mil as of Mar. 2026.
Is MercadoLibre's Long-Term Debt too high?
MercadoLibre's current Long-Term Debt is €3,926 Mil. Overall, MercadoLibre has a GF Score™ of 80/100, reflecting its overall financial health beyond just this single metric.
How does MercadoLibre's Long-Term Debt compare to DASH and PDD?
MercadoLibre's Long-Term Debt of €3,926 Mil can be compared against companies in the Retail - Cyclical industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Retail - Cyclical company?
A good Long-Term Debt depends on the Retail - Cyclical industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. MercadoLibre's current Long-Term Debt is €3,926 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is MercadoLibre stock overvalued right now?
MercadoLibre (HAM:MLB1) has a current Long-Term Debt of €3,926 Mil. The stock's GF Value™ is €3,064.79, compared to a current price of €1,547.40 — trading 49.5% below its estimated fair value. The current Long-Term Debt is €3,926 Mil. MercadoLibre's overall GF Score™ is 80/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For MercadoLibre (HAM:MLB1), the current Long-Term Debt is €3,926 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is MercadoLibre (HAM:MLB1) Overvalued in 2026?

Based on GuruFocus' analysis, MercadoLibre stock appears to be undervalued. The current stock price of €1,547.40 is trading 49.5% below its estimated GF Value™ of €3,064.79.

Key valuation signals for HAM:MLB1:

  • Long-Term Debt: €3,926 Mil
  • GF Value™: €3,064.79 vs. price of €1,547.40 (49.5% below fair value)
  • GF Score™: 80/100 with 3 warning signs

No single metric tells the full story. See the HAM:MLB1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

MercadoLibre Business Description

Address WTC Free Zone, Dr Luis Bonavita 1294, Of. 1733, Tower II, Montevideo, URY, 11300
MercadoLibre is the largest e-commerce marketplace in Latin America, with more than 120 million unique active buyers and 1 million active sellers at the end of 2025. The company is roughly split between its e-commerce business, which includes its fulfillment and advertising services, and its fintech segment, which comprises its rapidly expanding payment and digital wallet platform (Mercado Pago) and its lending business (Mercado Credito). While the company operates in 18 countries, its primary markets are Brazil, Argentina, and Mexico, which account for more than 95% of its revenue.
80GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1,547.40
Price
€3,064.79
GF Value