Direcional Engenharia (BSP:DIRR3) LT-Debt-to-Total-Asset: 0.21 (As of Mar. 2026)

What is Direcional Engenharia LT-Debt-to-Total-Asset?

Direcional Engenharia BSP:DIRR3 +2.68% 90 LT-Debt-to-Total-Asset is 0.21 as of Mar. 2026. GuruFocus rates BSP:DIRR3 with a GF Score™ of 90/100 and a GF Value™ of R$15.80 (Modestly Undervalued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Direcional Engenharia's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.21.

Direcional Engenharia's long-term debt to total assets ratio increased from Mar. 2025 (0.17) to Mar. 2026 (0.21). It may suggest that Direcional Engenharia is progressively becoming more dependent on debt to grow their business.

Direcional Engenharia (BSP:DIRR3) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Direcional Engenharia LT-Debt-to-Total-Asset Related Terms

Direcional Engenharia LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Direcional Engenharia's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Direcional Engenharia LT-Debt-to-Total-Asset Chart

Direcional Engenharia Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.20

0.17

0.15

0.14

0.19

Direcional Engenharia Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.17	0.16	0.20	0.19	0.21

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Direcional Engenharia SA BSP:DIRR3

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Direcional Engenharia LT-Debt-to-Total-Asset Calculation

Direcional Engenharia's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	2559.832	/	13219.635
	=	0.19

Direcional Engenharia's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	2869.43	/	13916.924
	=	0.21

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.21 mean?

Direcional Engenharia (BSP:DIRR3) has a LT-Debt-to-Total-Asset of 0.21 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Direcional Engenharia and its competitors.

Is Direcional Engenharia's LT-Debt-to-Total-Asset too high?

Direcional Engenharia's current LT-Debt-to-Total-Asset is 0.21. Overall, Direcional Engenharia has a GF Score™ of 90/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.

How does Direcional Engenharia's LT-Debt-to-Total-Asset compare to competitors?

Direcional Engenharia's LT-Debt-to-Total-Asset of 0.21 can be compared against companies in the Real Estate industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Real Estate company?

A good LT-Debt-to-Total-Asset depends on the Real Estate industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Direcional Engenharia and its competitors. Direcional Engenharia's current LT-Debt-to-Total-Asset is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Direcional Engenharia stock overvalued right now?

Based on GuruFocus' analysis, Direcional Engenharia (BSP:DIRR3) is currently considered Modestly Undervalued. The stock's GF Value™ is R$15.80, compared to a current price of R$14.20 — trading 10.1% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.21. Direcional Engenharia's overall GF Score™ is 90/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Direcional Engenharia (BSP:DIRR3), the current LT-Debt-to-Total-Asset is 0.21 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Direcional Engenharia (BSP:DIRR3) Overvalued in 2026?

Based on GuruFocus' analysis, Direcional Engenharia stock appears to be undervalued. The current stock price of R$14.20 is trading 10.1% below its estimated GF Value™ of R$15.80. GuruFocus considers Direcional Engenharia to be Modestly Undervalued.

Key valuation signals for BSP:DIRR3:

LT-Debt-to-Total-Asset: 0.21
GF Value™: R$15.80 vs. price of R$14.20 (10.1% below fair value)
GF Score™: 90/100 with 4 warning signs

No single metric tells the full story. See the BSP:DIRR3 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Direcional Engenharia Business Description

Industry Real Estate Real Estate

Comparable Companies BSP:JHSF3 BSP:TEND3 BSP:CURY3 BSP:EZTC3 BSP:MRVE3 BSP:PLPL3 BSP:EVEN3 BSP:MTRE3 BSP:AVLL3 BSP:TCSA3 HKSE:00016 DFM:EMAAR HKSE:01109 STC:VHM HKSE:01113 ADX:ALDAR TSE:1925 HKSE:00688 BOM:532868 DFM:EMAARDEV

Address Rua dos Otoni, 177, Bairro Santa Efigenia, Belo Horizonte, MG, BRA, 30150-270

Website https://direcional.com.br

Direcional Engenharia SA is a real estate development and construction company. It focuses on the development of large-scale residential housing targeting the low-income segment, particularly in the North and Mid-West regions of Brazil. Geographically, the business presence of the firm are seen in the states of Rio de Janeiro, Sao Paulo, the Rio Grande do Sul, Minas Gerais, Para, and Amazonas, among others.

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

R$14.20

Price

R$15.80

GF Value

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