FCAFF (Firm Capital Apartment REIT) LT-Debt-to-Total-Asset: 0.37 (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FCAFF Firm Capital Apartment REIT FCAFF
68 GF Score
Price $2.75
GF Value $2.36
! 5 Warning Signs
View Full Analysis

What is Firm Capital Apartment REIT LT-Debt-to-Total-Asset?

Firm Capital Apartment REIT FCAFF 68 LT-Debt-to-Total-Asset is 0.37 as of Mar. 2026. GuruFocus rates FCAFF with a GF Score™ of 68/100 and a GF Value™ of $2.36. The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Firm Capital Apartment REIT's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.37.

Firm Capital Apartment REIT's long-term debt to total assets ratio increased from Mar. 2025 (0.34) to Mar. 2026 (0.37). It may suggest that Firm Capital Apartment REIT is progressively becoming more dependent on debt to grow their business.


Firm Capital Apartment REIT  (OTCPK:FCAFF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Firm Capital Apartment REIT LT-Debt-to-Total-Asset Related Terms


Firm Capital Apartment REIT LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Firm Capital Apartment REIT's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Firm Capital Apartment REIT LT-Debt-to-Total-Asset Chart

Firm Capital Apartment REIT Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.27 0.37 0.19 0.34 0.37

Firm Capital Apartment REIT Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.34 0.12 0.36 0.37 0.37
FCAFF
68GF Score
Firm Capital Apartment REIT FCAFF
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Firm Capital Apartment REIT LT-Debt-to-Total-Asset Calculation

Firm Capital Apartment REIT's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=29.061/78.957
=0.37

Firm Capital Apartment REIT's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=29.023/77.629
=0.37

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.37 mean?
Firm Capital Apartment REIT (FCAFF) has a LT-Debt-to-Total-Asset of 0.37 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Firm Capital Apartment REIT and its competitors.
Is Firm Capital Apartment REIT's LT-Debt-to-Total-Asset too high?
Firm Capital Apartment REIT's current LT-Debt-to-Total-Asset is 0.37. Overall, Firm Capital Apartment REIT has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Firm Capital Apartment REIT's LT-Debt-to-Total-Asset compare to AVB and EQR?
Firm Capital Apartment REIT's LT-Debt-to-Total-Asset of 0.37 can be compared against companies in the REITs industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a REITs company?
A good LT-Debt-to-Total-Asset depends on the REITs industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Firm Capital Apartment REIT and its competitors. Firm Capital Apartment REIT's current LT-Debt-to-Total-Asset is 0.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Firm Capital Apartment REIT stock overvalued right now?
Firm Capital Apartment REIT (FCAFF) has a current LT-Debt-to-Total-Asset of 0.37. The stock's GF Value™ is $2.36, compared to a current price of $2.75 — trading 16.5% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.37. Firm Capital Apartment REIT's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Firm Capital Apartment REIT (FCAFF), the current LT-Debt-to-Total-Asset is 0.37 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Firm Capital Apartment REIT (FCAFF) Overvalued in 2026?

Based on GuruFocus' analysis, Firm Capital Apartment REIT stock appears to be overvalued. The current stock price of $2.75 is trading 16.5% above its estimated GF Value™ of $2.36.

Key valuation signals for FCAFF:

  • LT-Debt-to-Total-Asset: 0.37
  • GF Value™: $2.36 vs. price of $2.75 (16.5% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the FCAFF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Firm Capital Apartment REIT Business Description

Industry Real EstateREITs
Other Exchanges FCA.U:CanadaFCA.UN:Canada
Address 163 Cartwright Avenue, Toronto, ON, CAN, M6A 1V5
Firm Capital Apartment REIT is a real estate investment trust that pursues multi-residential income-producing real estate and related debt investments on both a wholly owned and joint venture basis. The Trust generates its revenue from the USA.
68GF Score

Get the complete analysis for FCAFF

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$2.75
Price
$2.36
GF Value