China Harmony Auto Holding (HKSE:03836) LT-Debt-to-Total-Asset: 0.12 (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HKSE:03836 China Harmony Auto Holding Ltd HKSE:03836
36 GF Score
Price HK$0.53
GF Value HK$0.88
Valuation Possible Value Trap
! 4 Warning Signs
View Full Analysis

What is China Harmony Auto Holding LT-Debt-to-Total-Asset?

China Harmony Auto Holding HKSE:03836 -6.19% 36 LT-Debt-to-Total-Asset is 0.12 as of Dec. 2025. GuruFocus rates HKSE:03836 with a GF Score™ of 36/100 and a GF Value™ of HK$0.88 (Possible Value Trap). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. China Harmony Auto Holding's long-term debt to total assests ratio for the quarter that ended in Dec. 2025 was 0.12.

China Harmony Auto Holding's long-term debt to total assets ratio increased from Dec. 2024 (0.09) to Dec. 2025 (0.12). It may suggest that China Harmony Auto Holding is progressively becoming more dependent on debt to grow their business.


China Harmony Auto Holding  (HKSE:03836) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


China Harmony Auto Holding LT-Debt-to-Total-Asset Related Terms


China Harmony Auto Holding LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for China Harmony Auto Holding's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Harmony Auto Holding LT-Debt-to-Total-Asset Chart

China Harmony Auto Holding Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.06 0.08 0.07 0.09 0.12

China Harmony Auto Holding Semi-Annual Data
Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.08 0.09 0.08 0.12 0.10
HKSE:03836
36GF Score
China Harmony Auto Holding Ltd HKSE:03836
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

China Harmony Auto Holding LT-Debt-to-Total-Asset Calculation

China Harmony Auto Holding's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1652.514/14255.356
=0.12

China Harmony Auto Holding's Long-Term Debt to Total Asset Ratio for the quarter that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (Q: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (Q: Dec. 2025 )/Total Assets (Q: Dec. 2025 )
=1652.514/14255.356
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.12 mean?
China Harmony Auto Holding (HKSE:03836) has a LT-Debt-to-Total-Asset of 0.12 as of Dec. 2025. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on China Harmony Auto Holding and its competitors.
Is China Harmony Auto Holding's LT-Debt-to-Total-Asset too high?
China Harmony Auto Holding's current LT-Debt-to-Total-Asset is 0.12. Overall, China Harmony Auto Holding has a GF Score™ of 36/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does China Harmony Auto Holding's LT-Debt-to-Total-Asset compare to CVNA and PAG?
China Harmony Auto Holding's LT-Debt-to-Total-Asset of 0.12 can be compared against companies in the Vehicles & Parts industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Vehicles & Parts company?
A good LT-Debt-to-Total-Asset depends on the Vehicles & Parts industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on China Harmony Auto Holding and its competitors. China Harmony Auto Holding's current LT-Debt-to-Total-Asset is 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Harmony Auto Holding stock overvalued right now?
Based on GuruFocus' analysis, China Harmony Auto Holding (HKSE:03836) is currently considered Possible Value Trap. The stock's GF Value™ is HK$0.88, compared to a current price of HK$0.53 — trading 39.8% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.12. China Harmony Auto Holding's overall GF Score™ is 36/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For China Harmony Auto Holding (HKSE:03836), the current LT-Debt-to-Total-Asset is 0.12 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is China Harmony Auto Holding (HKSE:03836) Overvalued in 2026?

Based on GuruFocus' analysis, China Harmony Auto Holding stock appears to be undervalued. The current stock price of HK$0.53 is trading 39.8% below its estimated GF Value™ of HK$0.88. GuruFocus considers China Harmony Auto Holding to be Possible Value Trap.

Key valuation signals for HKSE:03836:

  • LT-Debt-to-Total-Asset: 0.12
  • GF Value™: HK$0.88 vs. price of HK$0.53 (39.8% below fair value)
  • GF Score™: 36/100 with 4 warning signs

No single metric tells the full story. See the HKSE:03836 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


China Harmony Auto Holding Business Description

Other Exchanges HA5:Germany
Address Shangwuneihuan Road, 15A, Tower A, World Trade Center Building, CBD Zhengdong New District, Henan Province, Zhengzhou, CHN, 450000
China Harmony Auto Holding Ltd is a China car dealer involved mainly in the business of high-end luxury and ultra-luxury vehicles. The company distributes luxury and ultra-luxury cars in China, including Rolls-Royce, Aston Martin, BMW, Lexus, Land Rover, Ferrari, and Maserati, through more than 70 dealerships dispersed across large and midsize cities such as Beijing, Shanghai, Xiamen, Guangzhou, and Wuhan. The majority of revenue is from mainland China.
36GF Score

Get the complete analysis for HKSE:03836

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

HK$0.53
Price
HK$0.88
GF Value