Systems (KAR:SYS) LT-Debt-to-Total-Asset: 0.01 (As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KAR:SYS Systems Ltd KAR:SYS
96 GF Score
Price ₨141.12
GF Value ₨157.97
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Systems LT-Debt-to-Total-Asset?

Systems KAR:SYS +1.47% 96 LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus rates KAR:SYS with a GF Score™ of 96/100 and a GF Value™ of ₨157.97 (Modestly Undervalued). The stock has 3 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Systems's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.01.

Systems's long-term debt to total assets ratio increased from Mar. 2025 (0.01) to Mar. 2026 (0.01). It may suggest that Systems is progressively becoming more dependent on debt to grow their business.

Systems  (KAR:SYS) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Systems LT-Debt-to-Total-Asset Related Terms

Systems LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Systems's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Systems LT-Debt-to-Total-Asset Chart

Systems Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

Systems Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.00 0.01 0.01
KAR:SYS
96GF Score
Systems Ltd KAR:SYS
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Systems LT-Debt-to-Total-Asset Calculation

Systems's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=1076.394/75488.572
=0.01

Systems's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=1205.87/92334.162
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.01 mean?
Systems (KAR:SYS) has a LT-Debt-to-Total-Asset of 0.01 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Systems and its competitors.
Is Systems' LT-Debt-to-Total-Asset too high?
Systems' current LT-Debt-to-Total-Asset is 0.01. Overall, Systems has a GF Score™ of 96/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Systems' LT-Debt-to-Total-Asset compare to UBER and SHOP?
Systems' LT-Debt-to-Total-Asset of 0.01 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Systems and its competitors. Systems's current LT-Debt-to-Total-Asset is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Systems stock overvalued right now?
Based on GuruFocus' analysis, Systems (KAR:SYS) is currently considered Modestly Undervalued. The stock's GF Value™ is ₨157.97, compared to a current price of ₨141.12 — trading 10.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.01. Systems' overall GF Score™ is 96/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Systems (KAR:SYS), the current LT-Debt-to-Total-Asset is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Systems (KAR:SYS) Overvalued in 2026?

Based on GuruFocus' analysis, Systems stock appears to be undervalued. The current stock price of ₨141.12 is trading 10.7% below its estimated GF Value™ of ₨157.97. GuruFocus considers Systems to be Modestly Undervalued.

Key valuation signals for KAR:SYS:

  • LT-Debt-to-Total-Asset: 0.01
  • GF Value™: ₨157.97 vs. price of ₨141.12 (10.7% below fair value)
  • GF Score™: 96/100 with 3 warning signs

No single metric tells the full story. See the KAR:SYS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Systems Business Description

Address Sehjpal Near DHA Phase -VIII, E-1, Ex.-Air Avenue), Lahore Cantontment, Lahore, PB, PAK
Systems Ltd is principally engaged in the business of software development, trading of software, hardware and business process outsourcing services. Its four primary segments are Banking Financial Services & Insurance includes activities related to banking, financial services, and insurance; Retail & CPG (Consumer Packaged Goods) covers retail operations and consumer goods; Telco (Telecommunications) involves telecommunications services and technologies; Technology includes technology-related solutions , products and services and; Others: It catch-all category may not include any remaining segments above of which majority of revenue comes from BFSI. It has presence in North America, Europe, Middle East & Africa, APAC, Pakistan of which majority of revenue comes from Middle East & Africa.
96GF Score

Get the complete analysis for KAR:SYS

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨141.12
Price
₨157.97
GF Value