Nerdy (NRDY) LT-Debt-to-Total-Asset: 0.30 (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

NRDY Nerdy Inc NRDY
60 GF Score
Price $10.37
GF Value $18.69
Valuation Possible Value Trap
! 5 Warning Signs
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What is Nerdy LT-Debt-to-Total-Asset?

Nerdy NRDY +0.48% 60 LT-Debt-to-Total-Asset is 0.30 as of Jun. 2026. GuruFocus rates NRDY with a GF Score™ of 60/100 and a GF Value™ of $18.69 (Possible Value Trap). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Nerdy's long-term debt to total assests ratio for the quarter that ended in Jun. 2026 was 0.30.

Nerdy's long-term debt to total assets ratio increased from Jun. 2025 (0.00) to Jun. 2026 (0.30). It may suggest that Nerdy is progressively becoming more dependent on debt to grow their business.

Nerdy  (NYSE:NRDY) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Nerdy LT-Debt-to-Total-Asset Related Terms

Nerdy LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Nerdy's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nerdy LT-Debt-to-Total-Asset Chart

Nerdy Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial 0.00 0.00 0.00 0.00 0.25

Nerdy Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.25 0.27 0.30
NRDY
60GF Score
Nerdy Inc NRDY
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Nerdy LT-Debt-to-Total-Asset Calculation

Nerdy's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=19.327/76.166
=0.25

Nerdy's Long-Term Debt to Total Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

LT Debt to Total Assets (Q: Jun. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Jun. 2026 )/Total Assets (Q: Jun. 2026 )
=19.578/64.578
=0.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.30 mean?
Nerdy (NRDY) has a LT-Debt-to-Total-Asset of 0.30 as of Jun. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Nerdy and its competitors.
Is Nerdy's LT-Debt-to-Total-Asset too high?
Nerdy's current LT-Debt-to-Total-Asset is 0.30. Overall, Nerdy has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Nerdy's LT-Debt-to-Total-Asset compare to SSTI and SCOR?
Nerdy's LT-Debt-to-Total-Asset of 0.30 can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Software company?
A good LT-Debt-to-Total-Asset depends on the Software industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Nerdy and its competitors. Nerdy's current LT-Debt-to-Total-Asset is 0.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nerdy stock overvalued right now?
Based on GuruFocus' analysis, Nerdy (NRDY) is currently considered Possible Value Trap. The stock's GF Value™ is $18.69, compared to a current price of $10.37 — trading 44.5% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.30. Nerdy's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Nerdy (NRDY), the current LT-Debt-to-Total-Asset is 0.30 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nerdy (NRDY) Overvalued in 2026?

Based on GuruFocus' analysis, Nerdy stock appears to be undervalued. The current stock price of $10.37 is trading 44.5% below its estimated GF Value™ of $18.69. GuruFocus considers Nerdy to be Possible Value Trap.

Key valuation signals for NRDY:

  • LT-Debt-to-Total-Asset: 0.30
  • GF Value™: $18.69 vs. price of $10.37 (44.5% below fair value)
  • GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the NRDY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nerdy Business Description

Address 8001 Forsyth Boulevard, Suite 1050, St. Louis, MO, USA, 63105
Nerdy Inc operate a next-generation live tutoring and intervention platform that leverages the power of human expertise with Developed artificial intelligence (AI) to personalize learning, accelerate student achievement, and empower educators. The company's proprietary platform leverages technology, including AI, to connect learners with instructors across a wide range of subjects and formats, including subscription-based learning, one-on-one instruction, small group tutoring, large-format classes, and assessments. Its flagship business operates under the Varsity Tutors brand. The company's offerings are available directly to students and consumers, as well as through schools and other institutions.
60GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$10.37
Price
$18.69
GF Value