Stem (STEM) LT-Debt-to-Total-Asset: 1.17 (As of Mar. 2026)

Stem STEM -2.82% 60 LT-Debt-to-Total-Asset is 1.17 as of Mar. 2026. GuruFocus rates STEM with a GF Score™ of 60/100 and a GF Value™ of $11.63 (Possible Value Trap). The stock has 5 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Stem's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 1.17.

Stem's long-term debt to total assets ratio declined from Mar. 2025 (1.33) to Mar. 2026 (1.17). It may suggest that Stem is progressively becoming less dependent on debt to grow their business.

Stem (NYSE:STEM) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Stem LT-Debt-to-Total-Asset Related Terms

Stem LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Stem's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Stem LT-Debt-to-Total-Asset Chart

Stem Annual Data

Trend

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.28

0.32

0.39

1.23

1.04

Stem Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															1.33	0.85	0.89	1.04	1.17

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Stem LT-Debt-to-Total-Asset Calculation

Stem's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	322.25	/	308.887
	=	1.04

Stem's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	329.066	/	281.88
	=	1.17

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 1.17 mean?

Stem (STEM) has a LT-Debt-to-Total-Asset of 1.17 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Stem and its competitors.

Is Stem's LT-Debt-to-Total-Asset too high?

Stem's current LT-Debt-to-Total-Asset is 1.17. Overall, Stem has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.

How does Stem's LT-Debt-to-Total-Asset compare to NXXT and AGIG?

Stem's LT-Debt-to-Total-Asset of 1.17 can be compared against companies in the Utilities - Independent Power Producers industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for an Utilities - Independent Power Producers company?

A good LT-Debt-to-Total-Asset depends on the Utilities - Independent Power Producers industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Stem and its competitors. Stem's current LT-Debt-to-Total-Asset is 1.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Stem stock overvalued right now?

Based on GuruFocus' analysis, Stem (STEM) is currently considered Possible Value Trap. The stock's GF Value™ is $11.63, compared to a current price of $7.24 — trading 37.7% below its estimated fair value. The current LT-Debt-to-Total-Asset is 1.17. Stem's overall GF Score™ is 60/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Stem (STEM), the current LT-Debt-to-Total-Asset is 1.17 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Stem (STEM) Overvalued in 2026?

Based on GuruFocus' analysis, Stem stock appears to be undervalued. The current stock price of $7.24 is trading 37.7% below its estimated GF Value™ of $11.63. GuruFocus considers Stem to be Possible Value Trap.

Key valuation signals for STEM:

LT-Debt-to-Total-Asset: 1.17
GF Value™: $11.63 vs. price of $7.24 (37.7% below fair value)
GF Score™: 60/100 with 5 warning signs

No single metric tells the full story. See the STEM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Stem Business Description

Industry Utilities Utilities - Independent Power Producers

Comparable Companies NXXT AGIG VGAS BESS WNDW HTOO CLNV SAFX CREG CPWR SHSE:600900 SHSE:600930 OCSE:ORSTED SHSE:600025 BOM:541450 ISX:BREN BSP:AXIA3 WBO:VER OHEL:FORTUM SHSE:600905

Other Exchanges 5QQ:Germany

Address 1400 Post Oak Boulevard, Suite 560, Houston, TX, USA, 77056

Website https://www.stem.com

Stem Inc is a provider of energy storage systems. The company bundles third-party hardware with its proprietary Athena software to provide customers a turnkey solution. Stem sells its solutions to commercial and industrial customers as well as independent power producers and renewable developers. Its solutions help customers maximize renewable energy generation and help build a cleaner and more resilient grid. The Company operates as one operating segment that is focused exclusively on technology services that transform the way energy is distributed and consumed.

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$7.24

Price

$11.63

GF Value

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