VRSK (Verisk Analytics) LT-Debt-to-Total-Asset: 0.94 (As of Mar. 2026)


VRSK Verisk Analytics Inc VRSK
75 GF Score
Price $189.67
GF Value $316.95
Valuation Significantly Undervalued
! 1 Warning Sign
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What is Verisk Analytics LT-Debt-to-Total-Asset?

Verisk Analytics VRSK -1.34% 75 LT-Debt-to-Total-Asset is 0.94 as of Mar. 2026. GuruFocus rates VRSK with a GF Score™ of 75/100 and a GF Value™ of $316.95 (Significantly Undervalued). The stock has 1 warning sign investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Verisk Analytics's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.94.

Verisk Analytics's long-term debt to total assets ratio increased from Mar. 2025 (0.66) to Mar. 2026 (0.94). It may suggest that Verisk Analytics is progressively becoming more dependent on debt to grow their business.


Verisk Analytics  (NAS:VRSK) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.


Verisk Analytics LT-Debt-to-Total-Asset Related Terms


Verisk Analytics LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Verisk Analytics's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Verisk Analytics LT-Debt-to-Total-Asset Chart

Verisk Analytics Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.33 0.36 0.70 0.63 0.54

Verisk Analytics Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.66 0.71 0.54 0.54 0.94
VRSK
75GF Score
Verisk Analytics Inc VRSK
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Verisk Analytics LT-Debt-to-Total-Asset Calculation

Verisk Analytics's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=3365.2/6195.5
=0.54

Verisk Analytics's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=4341.9/4598.4
=0.94

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.94 mean?
Verisk Analytics (VRSK) has a LT-Debt-to-Total-Asset of 0.94 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Verisk Analytics and its competitors.
Is Verisk Analytics' LT-Debt-to-Total-Asset too high?
Verisk Analytics' current LT-Debt-to-Total-Asset is 0.94. Overall, Verisk Analytics has a GF Score™ of 75/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Verisk Analytics' LT-Debt-to-Total-Asset compare to EFX and BAH?
Verisk Analytics' LT-Debt-to-Total-Asset of 0.94 can be compared against companies in the Business Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Business Services company?
A good LT-Debt-to-Total-Asset depends on the Business Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Verisk Analytics and its competitors. Verisk Analytics's current LT-Debt-to-Total-Asset is 0.94. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Verisk Analytics stock overvalued right now?
Based on GuruFocus' analysis, Verisk Analytics (VRSK) is currently considered Significantly Undervalued. The stock's GF Value™ is $316.95, compared to a current price of $189.67 — trading 40.2% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.94. Verisk Analytics' overall GF Score™ is 75/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Verisk Analytics (VRSK), the current LT-Debt-to-Total-Asset is 0.94 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Verisk Analytics (VRSK) Overvalued in 2026?

Based on GuruFocus' analysis, Verisk Analytics stock appears to be undervalued. The current stock price of $189.67 is trading 40.2% below its estimated GF Value™ of $316.95. GuruFocus considers Verisk Analytics to be Significantly Undervalued.

Key valuation signals for VRSK:

  • LT-Debt-to-Total-Asset: 0.94
  • GF Value™: $316.95 vs. price of $189.67 (40.2% below fair value)
  • GF Score™: 75/100 with 1 warning sign

No single metric tells the full story. See the VRSK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Verisk Analytics Business Description

Address 545 Washington Boulevard, Jersey City, NJ, USA, 07310-1686
Verisk is a leading data, analytics, and technology provider for property-casualty insurers. Verisk traces its history to Insurance Services Office, a nonprofit advisory organization founded in 1971 by US P&C insurers. ISO was formed as an association of insurance companies to assist with a variety of insurance use cases, such as reporting to regulators, defining policies, and determining independent premium rates. As the firm expanded its use cases, it became a for-profit company, renamed Verisk, and went public in 2009. Verisk's single segment (insurance) provides underwriting solutions, including forms, rules, loss costs, and catastrophe modeling. For claims, Verisk's solutions include property repair estimates and antifraud tools. About 83% of Verisk's revenue is US-based.
75GF Score

Get the complete analysis for VRSK

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$189.67
Price
$316.95
GF Value