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Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, Village Bank and Trust Financial's PEG is 1. Village Bank and Trust Financial's 5-Year TTM Book Value Growth Rate is 12.07. Village Bank and Trust Financial's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2023 was $1.29. Therefore, the Peter Lynch Fair Value for today is $15.57.
As of today (2024-04-27), Village Bank and Trust Financial's share price is $42.35. Village Bank and Trust Financial's Peter Lynch fair value is $15.57. Therefore, Village Bank and Trust Financial's Price to Peter Lynch Fair Value Ratio for today is 2.72.
The historical rank and industry rank for Village Bank and Trust Financial's Peter Lynch Fair Value or its related term are showing as below:
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of Village Bank and Trust Financial was 2.74. The lowest was 0.68. And the median was 0.91.
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
The historical data trend for Village Bank and Trust Financial's Peter Lynch Fair Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Village Bank and Trust Financial Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
Peter Lynch Fair Value | Get a 7-Day Free Trial | - | 34.36 | 70.72 | 76.48 | 15.44 |
Village Bank and Trust Financial Quarterly Data | ||||||||||||||||||||
Mar19 | Jun19 | Sep19 | Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | |
Peter Lynch Fair Value | Get a 7-Day Free Trial | 76.48 | 76.87 | 64.81 | 20.38 | 15.44 |
For the Banks - Regional subindustry, Village Bank and Trust Financial's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Banks industry and Financial Services sector, Village Bank and Trust Financial's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where Village Bank and Trust Financial's Price-to-Peter-Lynch-Fair-Value falls into.
Village Bank and Trust Financial's Peter Lynch Fair Value for today is calculated as
Peter Lynch Fair Value | = | PEG Ratio | * | 5-Year TTM Book Value Growth Rate** | * | EPS without NRI (TTM) |
= | 1 | * | 12.07 | * | 1.29 | |
= | 15.57 |
Village Bank and Trust Financial's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $1.29.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
Village Bank and Trust Financial (NAS:VBFC) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 12.07 instead of 15 in this case.
Village Bank and Trust Financial's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value | = | Share Price | / | Peter Lynch Fair Value |
= | 42.35 | / | 15.57 | |
= | 2.72 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Thank you for viewing the detailed overview of Village Bank and Trust Financial's Peter Lynch Fair Value provided by GuruFocus.com. Please click on the following links to see related term pages.
Selena Trudy Sanderson | director | 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113 |
Ronald L. Carey | director | 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113 |
Jennifer J. Church | director | P.O. BOX 330, MIDLOTHIAN VA 23113 |
Mary Margaret Kastelberg | director | P.O. BOX 330, MIDLOTHIAN VA 23113 |
Christy Quesenbery | officer: EVP-Operations | 11730 HULL STREET ROAD, MIDLOTHIAN VA 23112 |
Roy I Barzel | officer: EVP-CCO | 11730 HULL STREET ROAD, MIDLOTHIAN VA 23112 |
Kenneth R Lehman | 10 percent owner | 122 N GORDON ROAD, FT LAUDERDALE FL 33301 |
Craig D Bell | director | PO BOX 330, MIDLOTHIAN VA 23113 |
Jenkins Frank E. Jr. | director | PO BOX 330, MIDLOTHIAN VA 23113 |
Avery Raymond Thomas Iii | director | PO BOX 330, MIDLOTHIAN VA 23113 |
Michael A Katzen | director | 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113 |
William G Foster | officer: Senior Vice President | 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113 |
Hendricks James E Jr | officer: EVP-Chief Credit Officer | C/O VILLAGE BANK, P.O. BOX 330, MIDLOTHIAN VA 23113 |
Charles E Walton | director | 15521 MIDLOTHIAN TURNPIKE, SUITE 200, MIDLOTHIAN VA 23113 |
Kaloski Donald M. Jr. | officer: EVP-CFO | 13319 MIDLOTHIAN TURNPIKE, MIDLOTHIAN VA 23113 |
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