Citigroup (BUE:C) Margin of Safety % (DCF Earnings Based): -70.83% (As of Jun. 24, 2026)


BUE:C Citigroup Inc BUE:C
53 GF Score
Price ARS75,050.00
GF Value ARS39,808.79
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is Citigroup Margin of Safety % (DCF Earnings Based)?

Citigroup BUE:C +1.49% 53 Margin of Safety % (DCF Earnings Based) is -70.83% as of Jun. 24, 2026. GuruFocus rates BUE:C with a GF Score™ of 53/100 and a GF Value™ of ARS39,808.79 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), Citigroup's Predictability Rank is 5-Stars. Citigroup's intrinsic value calculated from the Discounted Earnings model is ARS43932.79 and current share price is ARS75050.00. Consequently,

Citigroup's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -70.83%.

BUE:C vs WFC, BNY, BAC: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Diversified subindustry, Citigroup's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citigroup Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Citigroup's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Citigroup's Margin of Safety % (DCF Earnings Based) falls into.


BUE:C
53GF Score
Citigroup Inc BUE:C
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Citigroup Margin of Safety % (DCF Earnings Based) Calculation

Citigroup's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(43932.79-75050.00)/43932.79
=-70.83 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -70.83% mean?
Citigroup (BUE:C) has a Margin of Safety % (DCF Earnings Based) of -70.83% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Citigroup.
Is Citigroup's Margin of Safety % (DCF Earnings Based) too high?
Citigroup's current Margin of Safety % (DCF Earnings Based) is -70.83%. Overall, Citigroup has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citigroup's Margin of Safety % (DCF Earnings Based) compare to WFC and BNY?
Citigroup's Margin of Safety % (DCF Earnings Based) of -70.83% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Citigroup. Citigroup's current Margin of Safety % (DCF Earnings Based) is -70.83%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citigroup stock overvalued right now?
Based on GuruFocus' analysis, Citigroup (BUE:C) is currently considered Significantly Overvalued. The stock's GF Value™ is ARS39,808.79, compared to a current price of ARS75,050.00 — trading 88.5% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -70.83%. Citigroup's overall GF Score™ is 53/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Citigroup (BUE:C), the current Margin of Safety % (DCF Earnings Based) is -70.83% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citigroup (BUE:C) Overvalued in 2026?

Based on GuruFocus' analysis, Citigroup stock appears to be overvalued. The current stock price of ARS75,050.00 is trading 88.5% above its estimated GF Value™ of ARS39,808.79. GuruFocus considers Citigroup to be Significantly Overvalued.

Key valuation signals for BUE:C:

  • Margin of Safety % (DCF Earnings Based): -70.83%
  • GF Value™: ARS39,808.79 vs. price of ARS75,050.00 (88.5% above fair value)
  • GF Score™: 53/100 with 8 warning signs

No single metric tells the full story. See the BUE:C stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citigroup Business Description

Address 388 Greenwich Street, New York, NY, USA, 10013
Citigroup is a global financial powerhouse that orchestrates the movement of $5 trillion in daily transaction volume, serving as the essential connective tissue for the world's most complex multinational corporations. The firm remains a leader on the global stage, servicing 90% of the Fortune 500 through a proprietary network that includes direct membership to over 270 cash-clearing centers and a footprint that spans 94 countries. After a checkered history operating as an overly complex, disjointed firm, steps have been taken to streamline operations, resulting in organization across five segments: services, markets, banking, wealth, and US personal banking.
53GF Score

Get the complete analysis for BUE:C

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

ARS75,050.00
Price
ARS39,808.79
GF Value