HealthEquity (FRA:2HE) Margin of Safety % (DCF Earnings Based): 35.34% (As of Jun. 25, 2026)


FRA:2HE HealthEquity Inc FRA:2HE
93 GF Score
Price €74.00
GF Value €87.87
! 1 Warning Sign
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What is HealthEquity Margin of Safety % (DCF Earnings Based)?

HealthEquity FRA:2HE +2.07% 93 Margin of Safety % (DCF Earnings Based) is 35.34% as of Jun. 25, 2026. GuruFocus rates FRA:2HE with a GF Score™ of 93/100 and a GF Value™ of €87.87. The stock has 1 warning sign investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), HealthEquity's Predictability Rank is 4-Stars. HealthEquity's intrinsic value calculated from the Discounted Earnings model is €114.44 and current share price is €74.00. Consequently,

HealthEquity's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 35.34%.

FRA:2HE vs TEM, HNGE, DOCS: Margin of Safety % (DCF Earnings Based) Comparison

For the Health Information Services subindustry, HealthEquity's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HealthEquity Margin of Safety % (DCF Earnings Based) vs Healthcare Providers & Services Industry

For the Healthcare Providers & Services industry and Healthcare sector, HealthEquity's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where HealthEquity's Margin of Safety % (DCF Earnings Based) falls into.


FRA:2HE
93GF Score
HealthEquity Inc FRA:2HE
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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HealthEquity Margin of Safety % (DCF Earnings Based) Calculation

HealthEquity's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(114.44-74.00)/114.44
=35.34 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 35.34% mean?
HealthEquity (FRA:2HE) has a Margin of Safety % (DCF Earnings Based) of 35.34% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on HealthEquity.
Is HealthEquity's Margin of Safety % (DCF Earnings Based) too high?
HealthEquity's current Margin of Safety % (DCF Earnings Based) is 35.34%. Overall, HealthEquity has a GF Score™ of 93/100, reflecting its overall financial health beyond just this single metric.
How does HealthEquity's Margin of Safety % (DCF Earnings Based) compare to TEM and HNGE?
HealthEquity's Margin of Safety % (DCF Earnings Based) of 35.34% can be compared against companies in the Healthcare Providers & Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Healthcare Providers & Services company?
A good Margin of Safety % (DCF Earnings Based) depends on the Healthcare Providers & Services industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on HealthEquity. HealthEquity's current Margin of Safety % (DCF Earnings Based) is 35.34%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HealthEquity stock overvalued right now?
HealthEquity (FRA:2HE) has a current Margin of Safety % (DCF Earnings Based) of 35.34%. The stock's GF Value™ is €87.87, compared to a current price of €74.00 — trading 15.8% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 35.34%. HealthEquity's overall GF Score™ is 93/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For HealthEquity (FRA:2HE), the current Margin of Safety % (DCF Earnings Based) is 35.34% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is HealthEquity (FRA:2HE) Overvalued in 2026?

Based on GuruFocus' analysis, HealthEquity stock appears to be undervalued. The current stock price of €74.00 is trading 15.8% below its estimated GF Value™ of €87.87.

Key valuation signals for FRA:2HE:

  • Margin of Safety % (DCF Earnings Based): 35.34%
  • GF Value™: €87.87 vs. price of €74.00 (15.8% below fair value)
  • GF Score™: 93/100 with 1 warning sign

No single metric tells the full story. See the FRA:2HE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

HealthEquity Business Description

Other Exchanges HQY:USA
Address 15 West Scenic Pointe Drive, Suite 100, Draper, UT, USA, 84020
HealthEquity Inc provides solutions that allow consumers to make healthcare saving and spending decisions. It provides payment processing services, personalized benefit information, the ability to earn wellness incentives, and investment advice to grow their tax-advantaged healthcare savings. It manages consumers' tax-advantaged health savings accounts (HSAs) and other consumer-directed benefits (CDBs) offered by employers, including flexible spending accounts and health reimbursement arrangements (FSAs and HRAs), and administers Consolidated Omnibus Budget Reconciliation Act (COBRA), commuter and other benefits. It also provides investment advisory services to customers whose account balances exceed a certain threshold. HealthEquity generates its revenue in the United States.
93GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€74.00
Price
€87.87
GF Value