Resona Holdings (FRA:DW1) Margin of Safety % (DCF Earnings Based): -28.64% (As of Jun. 25, 2026)


FRA:DW1 Resona Holdings Inc FRA:DW1
65 GF Score
Price €11.50
GF Value €7.46
Valuation Significantly Overvalued
! 6 Warning Signs
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What is Resona Holdings Margin of Safety % (DCF Earnings Based)?

Resona Holdings FRA:DW1 -0.86% 65 Margin of Safety % (DCF Earnings Based) is -28.64% as of Jun. 25, 2026. GuruFocus rates FRA:DW1 with a GF Score™ of 65/100 and a GF Value™ of €7.46 (Significantly Overvalued). The stock has 6 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), Resona Holdings's Predictability Rank is 3.5-Stars. Resona Holdings's intrinsic value calculated from the Discounted Earnings model is €8.94 and current share price is €11.50. Consequently,

Resona Holdings's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is -28.64%.

Resona Holdings Margin of Safety % (DCF Earnings Based) Competitor Comparison

For the Banks - Regional subindustry, Resona Holdings's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Resona Holdings Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Resona Holdings's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Resona Holdings's Margin of Safety % (DCF Earnings Based) falls into.


FRA:DW1
65GF Score
Resona Holdings Inc FRA:DW1
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Resona Holdings Margin of Safety % (DCF Earnings Based) Calculation

Resona Holdings's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(8.94-11.50)/8.94
=-28.64 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of -28.64% mean?
Resona Holdings (FRA:DW1) has a Margin of Safety % (DCF Earnings Based) of -28.64% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Resona Holdings.
Is Resona Holdings' Margin of Safety % (DCF Earnings Based) too high?
Resona Holdings' current Margin of Safety % (DCF Earnings Based) is -28.64%. Overall, Resona Holdings has a GF Score™ of 65/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Resona Holdings' Margin of Safety % (DCF Earnings Based) compare to competitors?
Resona Holdings' Margin of Safety % (DCF Earnings Based) of -28.64% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Resona Holdings. Resona Holdings's current Margin of Safety % (DCF Earnings Based) is -28.64%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Resona Holdings stock overvalued right now?
Based on GuruFocus' analysis, Resona Holdings (FRA:DW1) is currently considered Significantly Overvalued. The stock's GF Value™ is €7.46, compared to a current price of €11.50 — trading 54.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is -28.64%. Resona Holdings' overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Resona Holdings (FRA:DW1), the current Margin of Safety % (DCF Earnings Based) is -28.64% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Resona Holdings (FRA:DW1) Overvalued in 2026?

Based on GuruFocus' analysis, Resona Holdings stock appears to be overvalued. The current stock price of €11.50 is trading 54.2% above its estimated GF Value™ of €7.46. GuruFocus considers Resona Holdings to be Significantly Overvalued.

Key valuation signals for FRA:DW1:

  • Margin of Safety % (DCF Earnings Based): -28.64%
  • GF Value™: €7.46 vs. price of €11.50 (54.2% above fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:DW1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Resona Holdings Business Description

Address 1-5-65 Kiba, Fukagawa Gatharia W2 Building, Koto-ku, Tokyo, JPN, 135-8582
Resona Holdings is one of the top six Japanese banking groups by assets. Although its banking units are categorized in Japan as "city" banks for historical reasons, it is only around a third of the size of the three megabank groups and effectively a superregional bank operating mainly in the Kansai region (54% of its branches) and the Tokyo metropolitan area (43% of branches), with a strong focus on retail and small and medium-size enterprises, rather than lending to large corporates.
65GF Score

Get the complete analysis for FRA:DW1

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€11.50
Price
€7.46
GF Value