Mensch und Maschine Software SE (FRA:MUM) Margin of Safety % (DCF Earnings Based): 50.22% (As of Jun. 26, 2026)


FRA:MUM Mensch und Maschine Software SE FRA:MUM
79 GF Score
Price €34.55
GF Value €40.72
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Mensch und Maschine Software SE Margin of Safety % (DCF Earnings Based)?

Mensch und Maschine Software SE FRA:MUM -0.43% 79 Margin of Safety % (DCF Earnings Based) is 50.22% as of Jun. 26, 2026. GuruFocus rates FRA:MUM with a GF Score™ of 79/100 and a GF Value™ of €40.72 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-26), Mensch und Maschine Software SE's Predictability Rank is 2.5-Stars. Mensch und Maschine Software SE's intrinsic value calculated from the Discounted Earnings model is €69.40 and current share price is €34.55. Consequently,

Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 50.22%.

FRA:MUM vs CRM, SHOP, UBER: Margin of Safety % (DCF Earnings Based) Comparison

For the Software - Application subindustry, Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Mensch und Maschine Software SE Margin of Safety % (DCF Earnings Based) vs Software Industry

For the Software industry and Technology sector, Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) falls into.


FRA:MUM
79GF Score
Mensch und Maschine Software SE FRA:MUM
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Mensch und Maschine Software SE Margin of Safety % (DCF Earnings Based) Calculation

Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(69.40-34.55)/69.40
=50.22 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 50.22% mean?
Mensch und Maschine Software SE (FRA:MUM) has a Margin of Safety % (DCF Earnings Based) of 50.22% as of Jun. 26, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Mensch und Maschine Software SE.
Is Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) too high?
Mensch und Maschine Software SE's current Margin of Safety % (DCF Earnings Based) is 50.22%. Overall, Mensch und Maschine Software SE has a GF Score™ of 79/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) compare to CRM and SHOP?
Mensch und Maschine Software SE's Margin of Safety % (DCF Earnings Based) of 50.22% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Software company?
A good Margin of Safety % (DCF Earnings Based) depends on the Software industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on Mensch und Maschine Software SE. Mensch und Maschine Software SE's current Margin of Safety % (DCF Earnings Based) is 50.22%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mensch und Maschine Software SE stock overvalued right now?
Based on GuruFocus' analysis, Mensch und Maschine Software SE (FRA:MUM) is currently considered Modestly Undervalued. The stock's GF Value™ is €40.72, compared to a current price of €34.55 — trading 15.2% below its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 50.22%. Mensch und Maschine Software SE's overall GF Score™ is 79/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For Mensch und Maschine Software SE (FRA:MUM), the current Margin of Safety % (DCF Earnings Based) is 50.22% as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Mensch und Maschine Software SE (FRA:MUM) Overvalued in 2026?

Based on GuruFocus' analysis, Mensch und Maschine Software SE stock appears to be undervalued. The current stock price of €34.55 is trading 15.2% below its estimated GF Value™ of €40.72. GuruFocus considers Mensch und Maschine Software SE to be Modestly Undervalued.

Key valuation signals for FRA:MUM:

  • Margin of Safety % (DCF Earnings Based): 50.22%
  • GF Value™: €40.72 vs. price of €34.55 (15.2% below fair value)
  • GF Score™: 79/100 with 3 warning signs

No single metric tells the full story. See the FRA:MUM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Mensch und Maschine Software SE Business Description

Address Argelsrieder Feld 5, Wessling, BY, DEU, 82234
Mensch und Maschine Software SE is a Germany-based company engaged in the provision of technical software and digitization solutions in the CAD/CAM/CAE (Computer Aided Design, Manufacturing & Engineering) and PDM/PLM (Product Data /Lifecycle Management) and BIM (Building Information Modeling / Management) areas. The company's business model is based on two segments: i) M+M Digitization: It develops software solutions for customers in several European countries, and ii) M+M software: The M+M software segment develops standard software for CAD/CAM, BIM/Engineering, Garden/ Landscaping, and CAE. The majority of the company's revenue is generated from the M+M Digitization segment.
79GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€34.55
Price
€40.72
GF Value