Truist Financial (STU:BBK) Margin of Safety % (DCF Earnings Based): N/A (As of Jul. 23, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:BBK Truist Financial Corp STU:BBK
62 GF Score
Price €45.34
GF Value €42.96
Valuation Fairly Valued
! 5 Warning Signs
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What is Truist Financial Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

Truist Financial's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

STU:BBK vs NU, FITB, HBAN: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, Truist Financial's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Truist Financial Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, Truist Financial's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where Truist Financial's Margin of Safety % (DCF Earnings Based) falls into.


STU:BBK
62GF Score
Truist Financial Corp STU:BBK
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Truist Financial (STU:BBK) Overvalued in 2026?

Based on GuruFocus' analysis, Truist Financial stock appears to be overvalued. The current stock price of €45.34 is trading 5.5% above its estimated GF Value™ of €42.96. GuruFocus considers Truist Financial to be Fairly Valued.

Key valuation signals for STU:BBK:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: €42.96 vs. price of €45.34 (5.5% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the STU:BBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Truist Financial Business Description

Address 214 North Tryon Street, Charlotte, NC, USA, 28202
Truist Financial is one of the three super-regional banks in the US, with around $550 billion in assets as of the first quarter of 2026. Truist emerged from the combination of BB&T and SunTrust in 2019. Based in Charlotte, North Carolina, the bank's footprint is largely in the Mid-Atlantic and Southeast. Apart from retail and commercial banking operations, the bank also offers online and point-of-sale consumer lending, cards, wealth management, investment banking, and other banking services.
62GF Score

Get the complete analysis for STU:BBK

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€45.34
Price
€42.96
GF Value