JPMorgan Chase (STU:CMC) Margin of Safety % (DCF Earnings Based): 19.70% (As of Jun. 24, 2026)


STU:CMC JPMorgan Chase & Co STU:CMC
77 GF Score
Price €294.10
GF Value €244.85
Valuation Modestly Overvalued
! 9 Warning Signs
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What is JPMorgan Chase Margin of Safety % (DCF Earnings Based)?

JPMorgan Chase STU:CMC +1.08% 77 Margin of Safety % (DCF Earnings Based) is 19.70% as of Jun. 24, 2026. GuruFocus rates STU:CMC with a GF Score™ of 77/100 and a GF Value™ of €244.85 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-24), JPMorgan Chase's Predictability Rank is 5-Stars. JPMorgan Chase's intrinsic value calculated from the Discounted Earnings model is €366.26 and current share price is €294.10. Consequently,

JPMorgan Chase's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 19.70%.

STU:CMC vs BAC, WFC, C: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Diversified subindustry, JPMorgan Chase's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JPMorgan Chase Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, JPMorgan Chase's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where JPMorgan Chase's Margin of Safety % (DCF Earnings Based) falls into.


STU:CMC
77GF Score
JPMorgan Chase & Co STU:CMC
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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JPMorgan Chase Margin of Safety % (DCF Earnings Based) Calculation

JPMorgan Chase's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(366.26-294.10)/366.26
=19.70 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 19.70% mean?
JPMorgan Chase (STU:CMC) has a Margin of Safety % (DCF Earnings Based) of 19.70% as of Jun. 24, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on JPMorgan Chase.
Is JPMorgan Chase's Margin of Safety % (DCF Earnings Based) too high?
JPMorgan Chase's current Margin of Safety % (DCF Earnings Based) is 19.70%. Overall, JPMorgan Chase has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does JPMorgan Chase's Margin of Safety % (DCF Earnings Based) compare to BAC and WFC?
JPMorgan Chase's Margin of Safety % (DCF Earnings Based) of 19.70% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on JPMorgan Chase. JPMorgan Chase's current Margin of Safety % (DCF Earnings Based) is 19.70%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JPMorgan Chase stock overvalued right now?
Based on GuruFocus' analysis, JPMorgan Chase (STU:CMC) is currently considered Modestly Overvalued. The stock's GF Value™ is €244.85, compared to a current price of €294.10 — trading 20.1% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 19.70%. JPMorgan Chase's overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For JPMorgan Chase (STU:CMC), the current Margin of Safety % (DCF Earnings Based) is 19.70% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JPMorgan Chase (STU:CMC) Overvalued in 2026?

Based on GuruFocus' analysis, JPMorgan Chase stock appears to be overvalued. The current stock price of €294.10 is trading 20.1% above its estimated GF Value™ of €244.85. GuruFocus considers JPMorgan Chase to be Modestly Overvalued.

Key valuation signals for STU:CMC:

  • Margin of Safety % (DCF Earnings Based): 19.70%
  • GF Value™: €244.85 vs. price of €294.10 (20.1% above fair value)
  • GF Score™: 77/100 with 9 warning signs

No single metric tells the full story. See the STU:CMC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JPMorgan Chase Business Description

Address 270 Park Avenue, New York, NY, USA, 10017
JPMorgan is a leading global financial services firm with operations in 66 countries and over 318,000 employees as of year-end 2025. Under the JPMorgan brands, the bank holding company boasts a $4.9 trillion balance sheet and $2.68 trillion in deposits, as of March 2026. The firm generates its revenue across three core operating segments: consumer and community banking, the commercial and investment bank, and asset and wealth management. It maintains the top global ranking in investment banking fees with an 8.4% market share, serves millions of consumers through its network of over 5,000 US branches, and manages over $7.1 trillion in client assets within its wealth and asset management franchise.
77GF Score

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Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€294.10
Price
€244.85
GF Value