PennyMac Mortgage Investment Trust (FRA:8PM) Margin of Safety % (DCF Dividends Based): N/A (As of Jul. 24, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:8PM PennyMac Mortgage Investment Trust FRA:8PM
50 GF Score
Price €8.41
GF Value €17.99
Valuation Possible Value Trap
! 7 Warning Signs
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What is PennyMac Mortgage Investment Trust Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

PennyMac Mortgage Investment Trust's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

FRA:8PM vs MFA, ADAM, ABR: Margin of Safety % (DCF Dividends Based) Comparison

For the REIT - Mortgage subindustry, PennyMac Mortgage Investment Trust's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

PennyMac Mortgage Investment Trust Margin of Safety % (DCF Dividends Based) vs REITs Industry

For the REITs industry and Real Estate sector, PennyMac Mortgage Investment Trust's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where PennyMac Mortgage Investment Trust's Margin of Safety % (DCF Dividends Based) falls into.


FRA:8PM
50GF Score
PennyMac Mortgage Investment Trust FRA:8PM
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is PennyMac Mortgage Investment Trust (FRA:8PM) Overvalued in 2026?

Based on GuruFocus' analysis, PennyMac Mortgage Investment Trust stock appears to be undervalued. The current stock price of €8.41 is trading 53.3% below its estimated GF Value™ of €17.99. GuruFocus considers PennyMac Mortgage Investment Trust to be Possible Value Trap.

Key valuation signals for FRA:8PM:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €17.99 vs. price of €8.41 (53.3% below fair value)
  • GF Score™: 50/100 with 7 warning signs

No single metric tells the full story. See the FRA:8PM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PennyMac Mortgage Investment Trust Business Description

Industry Real EstateREITs
Address 3043 Townsgate Road, Westlake Village, CA, USA, 91361
PennyMac Mortgage Investment Trust is a specialty finance company that invests mainly in residential mortgage loans and mortgage-related assets. The company's operations include activities such as the production and servicing of financial securities based on residential loans and the pooling and reselling of high-credit-quality mortgages. The company operates through three segments: correspondent production, credit-sensitive strategies, interest-rate-sensitive strategies. The Credit sensitive strategies segment generates income via investments in CRT arrangements, subordinate MBS, distressed loans, and real estate.
50GF Score

Get the complete analysis for FRA:8PM

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€8.41
Price
€17.99
GF Value