GMO Payment Gateway (TSE:3769) Margin of Safety % (DCF Dividends Based): 9.28% (As of Jul. 13, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:3769 GMO Payment Gateway Inc TSE:3769
90 GF Score
Price 円9,706.00
GF Value 円10,664.80
Valuation Fairly Valued
! 7 Warning Signs
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What is GMO Payment Gateway Margin of Safety % (DCF Dividends Based)?

GMO Payment Gateway TSE:3769 -0.48% 90 Margin of Safety % (DCF Dividends Based) is 9.28% as of Jul. 13, 2026. GuruFocus rates TSE:3769 with a GF Score™ of 90/100 and a GF Value™ of 円10,664.80 (Fairly Valued). The stock has 7 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-13), GMO Payment Gateway's Predictability Rank is 4.5-Stars. GMO Payment Gateway's intrinsic value calculated from the Discounted Dividend model is 円11887.68 and current share price is 円9706.00. Consequently,

GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 9.28%.

TSE:3769 vs MSFT, ORCL, PLTR: Margin of Safety % (DCF Dividends Based) Comparison

For the Software - Infrastructure subindustry, GMO Payment Gateway's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

GMO Payment Gateway Margin of Safety % (DCF Dividends Based) vs Software Industry

For the Software industry and Technology sector, GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) falls into.


TSE:3769
90GF Score
GMO Payment Gateway Inc TSE:3769
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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GMO Payment Gateway Margin of Safety % (DCF Dividends Based) Calculation

GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(10698.92-9706.00)/10698.92
=9.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 9.28% mean?
GMO Payment Gateway (TSE:3769) has a Margin of Safety % (DCF Dividends Based) of 9.28% as of Jul. 13, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on GMO Payment Gateway.
Is GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) too high?
GMO Payment Gateway's current Margin of Safety % (DCF Dividends Based) is 9.28%. Overall, GMO Payment Gateway has a GF Score™ of 90/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) compare to MSFT and ORCL?
GMO Payment Gateway's Margin of Safety % (DCF Dividends Based) of 9.28% can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Software company?
A good Margin of Safety % (DCF Dividends Based) depends on the Software industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on GMO Payment Gateway. GMO Payment Gateway's current Margin of Safety % (DCF Dividends Based) is 9.28%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is GMO Payment Gateway stock overvalued right now?
Based on GuruFocus' analysis, GMO Payment Gateway (TSE:3769) is currently considered Fairly Valued. The stock's GF Value™ is 円10,664.80, compared to a current price of 円9,706.00 — trading 9% below its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 9.28%. GMO Payment Gateway's overall GF Score™ is 90/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For GMO Payment Gateway (TSE:3769), the current Margin of Safety % (DCF Dividends Based) is 9.28% as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is GMO Payment Gateway (TSE:3769) Overvalued in 2026?

Based on GuruFocus' analysis, GMO Payment Gateway stock appears to be undervalued. The current stock price of 円9,706.00 is trading 9% below its estimated GF Value™ of 円10,664.80. GuruFocus considers GMO Payment Gateway to be Fairly Valued.

Key valuation signals for TSE:3769:

  • Margin of Safety % (DCF Dividends Based): 9.28%
  • GF Value™: 円10,664.80 vs. price of 円9,706.00 (9% below fair value)
  • GF Score™: 90/100 with 7 warning signs

No single metric tells the full story. See the TSE:3769 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

GMO Payment Gateway Business Description

Address 1-2-3 Dogenzaka, Shibuya-ku, Tokyo, JPN, 150-0043
GMO Payment Gateway is a major Japanese provider of cashless and online payment infrastructure, serving many sectors including digital content and telecommunications, utilities, retail and hospitality, financial services, healthcare, and education. It serves a wide array of clients, from government agencies and municipalities to enterprises and merchants, across online and offline channels, including e-commerce platforms, physical stores, and unattended machines. Its services encompass payment processing, settlement solutions, and ancillary offerings such as early or deferred settlement services, transaction lending, buy now, pay later, online advertising, and internet security. GMO is expanding into adjacent financial technology operations, and gradually across Asia and North America.
90GF Score

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Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円9,706.00
Price
円10,664.80
GF Value