Cembra Money Bank AG (WBO:CMBN) Margin of Safety % (DCF Dividends Based): N/A (As of Jun. 25, 2026)


WBO:CMBN Cembra Money Bank AG WBO:CMBN
62 GF Score
Price €104.00
GF Value €88.14
! 5 Warning Signs
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What is Cembra Money Bank AG Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-06-25), Cembra Money Bank AG's Predictability Rank is 3.5-Stars. Cembra Money Bank AG's intrinsic value calculated from the Discounted Dividend model is €105.36 and current share price is €104.00. Consequently,

Cembra Money Bank AG's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is N/A.

Cembra Money Bank AG Margin of Safety % (DCF Dividends Based) Competitor Comparison

For the Banks - Regional subindustry, Cembra Money Bank AG's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Cembra Money Bank AG Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, Cembra Money Bank AG's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where Cembra Money Bank AG's Margin of Safety % (DCF Dividends Based) falls into.


WBO:CMBN
62GF Score
Cembra Money Bank AG WBO:CMBN
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Cembra Money Bank AG Margin of Safety % (DCF Dividends Based) Calculation

Cembra Money Bank AG's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(0.00-104.00)/0.00
=N/A

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

Is Cembra Money Bank AG (WBO:CMBN) Overvalued in 2026?

Based on GuruFocus' analysis, Cembra Money Bank AG stock appears to be overvalued. The current stock price of €104.00 is trading 18% above its estimated GF Value™ of €88.14.

Key valuation signals for WBO:CMBN:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: €88.14 vs. price of €104.00 (18% above fair value)
  • GF Score™: 62/100 with 5 warning signs

No single metric tells the full story. See the WBO:CMBN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cembra Money Bank AG Business Description

Address Bandliweg 20, Zurich, CHE, 8048
Cembra Money Bank AG is a consumer finance bank operating in Switzerland. The company has two operating segments: Lending and Payments. The company provides financial solutions to its customers. The products offered by the company include consumer credit products such as personal loans, Auto loans and leasing, credit cards, Insurance products, Buy now pay later/invoice financing, and deposits and savings products. The company generates revenue from the Interest Income and Commission and fee income, with the majority of revenue generated from Interest Income. The majority revenue is from Lending Segment.
62GF Score

Get the complete analysis for WBO:CMBN

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€104.00
Price
€88.14
GF Value