FBNC (First Bancorp) Margin of Safety % (DCF FCF Based): N/A (As of Jun. 28, 2026)


FBNC First Bancorp FBNC
59 GF Score
Price $63.53
GF Value $49.00
Valuation Modestly Overvalued
! 7 Warning Signs
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What is First Bancorp Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

First Bancorp's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

FBNC vs BBT, NBTB, FRME: Margin of Safety % (DCF FCF Based) Comparison

For the Banks - Regional subindustry, First Bancorp's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

First Bancorp Margin of Safety % (DCF FCF Based) vs Banks Industry

For the Banks industry and Financial Services sector, First Bancorp's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where First Bancorp's Margin of Safety % (DCF FCF Based) falls into.


FBNC
59GF Score
First Bancorp FBNC
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is First Bancorp (FBNC) Overvalued in 2026?

Based on GuruFocus' analysis, First Bancorp stock appears to be overvalued. The current stock price of $63.53 is trading 29.7% above its estimated GF Value™ of $49.00. GuruFocus considers First Bancorp to be Modestly Overvalued.

Key valuation signals for FBNC:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: $49.00 vs. price of $63.53 (29.7% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the FBNC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

First Bancorp Business Description

Address 205 SE Broad Street, Southern Pines, NC, USA, 28387
First Bancorp is a bank holding company. The company is engaged in providing commercial and consumer banking services, mortgage lending, SBA lending, accounts receivable financing, and investment advisory services.
59GF Score

Get the complete analysis for FBNC

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.53
Price
$49.00
GF Value