UNIQA Insurance Group AG (XTER:UN9) Margin of Safety % (DCF FCF Based): N/A (As of Jul. 19, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XTER:UN9 UNIQA Insurance Group AG XTER:UN9
61 GF Score
Price €17.18
GF Value €11.26
Valuation Significantly Overvalued
! 5 Warning Signs
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What is UNIQA Insurance Group AG Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

UNIQA Insurance Group AG's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF FCF Based) is not calculated.

XTER:UN9 vs BRK.A, AIG, HIG: Margin of Safety % (DCF FCF Based) Comparison

For the Insurance - Diversified subindustry, UNIQA Insurance Group AG's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UNIQA Insurance Group AG Margin of Safety % (DCF FCF Based) vs Insurance Industry

For the Insurance industry and Financial Services sector, UNIQA Insurance Group AG's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where UNIQA Insurance Group AG's Margin of Safety % (DCF FCF Based) falls into.


XTER:UN9
61GF Score
UNIQA Insurance Group AG XTER:UN9
Margin of Safety % (DCF FCF Based) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is UNIQA Insurance Group AG (XTER:UN9) Overvalued in 2026?

Based on GuruFocus' analysis, UNIQA Insurance Group AG stock appears to be overvalued. The current stock price of €17.18 is trading 52.6% above its estimated GF Value™ of €11.26. GuruFocus considers UNIQA Insurance Group AG to be Significantly Overvalued.

Key valuation signals for XTER:UN9:

  • Margin of Safety % (DCF FCF Based): N/A
  • GF Value™: €11.26 vs. price of €17.18 (52.6% above fair value)
  • GF Score™: 61/100 with 5 warning signs

No single metric tells the full story. See the XTER:UN9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UNIQA Insurance Group AG Business Description

Address Untere Donaustrasse 21, Vienna, AUT, A-1029
UNIQA Insurance Group AG business activities mainly comprise the business with property and casualty, as well as health and life insurance. The group is having following operating segments UNIQA Austria includes the Austrian insurance business; UNIQA International includes all international primary insurance companies and international service companies as well as investment management companies and pension funds; and Reinsurance includes UNIQA Re AG (Zurich, Switzerland) and the reinsurance business of UNIQA Insurance Group AG. The company generates majority of revenue comes from UNIQA Austria.
61GF Score

Get the complete analysis for XTER:UN9

Margin of Safety % (DCF FCF Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€17.18
Price
€11.26
GF Value