Huishang BankFRA:HB8 -1.61%29 Median PS Value is €0.34 as of Jun. 28, 2026, which is 100% below its 10-year median of 0.92. GuruFocus rates FRA:HB8 with a GF Score™ of 29/100 and a GF Value™ of €0.30 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,042 Banks companies, Huishang Bank ranks worse than 76.68% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Median PS Value is calculated as trailing twelve months (TTM) Revenue per Share times 10-Year median PS Ratio. Huishang Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.342. Huishang Bank's 10-Year median PS Ratio is 0.9942. Therefore, the Median PS Value for today is €0.34.
As of today (2026-06-28), Huishang Bank's share price is €0.49. Huishang Bank's Median PS Value is €0.34. Therefore, Huishang Bank's Price to Median PS Value for today is 1.44.
The historical rank and industry rank for Huishang Bank's Median PS Value or its related term are showing as below:
FRA:HB8'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.59 Med: 0.92 Max: 1.44
Current: 1.44
During the past 13 years, the highest Price to Median PS Value of Huishang Bank was 1.44. The lowest was 0.59. And the median was 0.92.
FRA:HB8's Price-to-Median-PS-Value is ranked worse than 76.68% of 1042
companies
in the Banks industry
Industry Median: 1.11
vs FRA:HB8: 1.44
Huishang Bank (FRA:HB8) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Huishang Bank's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
0.49
/
0.34
=
1.44
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huishang Bank Median PS Value Related Terms
Huishang Bank Median PS Value Historical Data
* Premium members only.
The historical data trend for Huishang Bank's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huishang Bank Median PS Value Competitor Comparison
For the Banks - Regional subindustry, Huishang Bank's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Huishang Bank Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Huishang Bank's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Huishang Bank's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.9942.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Huishang Bank's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was €0.342.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Huishang Bank (FRA:HB8) has a Median PS Value of €0.34 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Huishang Bank and its competitors. This is 63% below median its historical median of 0.92. Over the past decade, Huishang Bank's Median PS Value has ranged from 0.59 to 1.44. According to the industry distribution chart, Huishang Bank ranks #799 out of 1042 companies in the Banks industry, placing it in the top 76.7%.
Is Huishang Bank's Median PS Value too high?
Huishang Bank's current Median PS Value of €0.34 is 63% below median its 10-year median of 0.92. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.44. Based on the distribution chart, Huishang Bank ranks #799 out of 1042 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Huishang Bank has a GF Score™ of 29/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Huishang Bank's Median PS Value compare to competitors?
According to the Banks industry distribution chart, Huishang Bank ranks #799 out of 1042 companies for Median PS Value. This places Huishang Bank in the lower half of its industry. The industry median Median PS Value is 1.11. Historically, Huishang Bank's own Median PS Value has ranged from 0.59 to 1.44 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,042 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Huishang Bank and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Huishang Bank's current Median PS Value is €0.34, which is 63% below median its own 10-year median of 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Huishang Bank stock overvalued right now?
Based on GuruFocus' analysis, Huishang Bank (FRA:HB8) is currently considered Significantly Overvalued. The stock's GF Value™ is €0.30, compared to a current price of €0.49 — trading 63.3% above its estimated fair value. The current Median PS Value is €0.34, which is 63% below median its 10-year median of 0.92. Huishang Bank's overall GF Score™ is 29/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Huishang Bank (FRA:HB8), the current Median PS Value is €0.34 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Huishang Bank (FRA:HB8) Overvalued in 2026?
Based on GuruFocus' analysis, Huishang Bank stock appears to be overvalued.
The current stock price of €0.49 is trading 63.3% above its estimated GF Value™ of €0.30.
GuruFocus considers Huishang Bank to be Significantly Overvalued.
Key valuation signals for FRA:HB8:
Median PS Value: €0.34 (63% below median its 10-year median of 0.92)
GF Value™: €0.30 vs. price of €0.49 (63.3% above fair value)
No single metric tells the full story. See the FRA:HB8 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Huishang Bank Corp Ltd is a regional commercial bank in China. The company operates through four main business segments: corporate banking, retail banking, treasury, and others. The corporate banking segment provides financial services to corporate customers, government authorities, and financial institutions, such as current accounts, deposits, overdrafts, loans, and wealth management products. The retail banking segment provides services to retail customers, such as savings deposits, personal loans, and advances. The treasury segment provides securities investment and money market and repurchase transactions. The other segment includes investment holding and other miscellaneous activities. The company operates in Mainland China and earns the majority of its revenue in the Anhui Province.
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