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This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
Private Bancorp of America (FRA:UO9) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Private Bancorp of America's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
75.00
/
51.59
=
1.45
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Private Bancorp of America Median PS Value Related Terms
Private Bancorp of America Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Private Bancorp of America's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Private Bancorp of America Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Private Bancorp of America's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Private Bancorp of America's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 2.2424.
Private Bancorp of America's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €23.007.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Private Bancorp of America (FRA:UO9) has a Median PS Value of €51.59 as of Aug. 27, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Private Bancorp of America and its competitors. According to the industry distribution chart, Private Bancorp of America ranks #808 out of 1057 companies in the Banks industry, placing it in the top 76.4%.
Is Private Bancorp of America's Median PS Value too high?
Private Bancorp of America's current Median PS Value is €51.59. Based on the distribution chart, Private Bancorp of America ranks #808 out of 1057 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Private Bancorp of America has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Private Bancorp of America's Median PS Value compare to ?
According to the Banks industry distribution chart, Private Bancorp of America ranks #808 out of 1057 companies for Median PS Value. This places Private Bancorp of America in the lower half of its industry. The industry median Median PS Value is 1.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.10, based on 1,057 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Private Bancorp of America and its competitors. For the Banks industry, the median Median PS Value is 1.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Private Bancorp of America's current Median PS Value is €51.59. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Private Bancorp of America stock overvalued right now?
Private Bancorp of America (FRA:UO9) has a current Median PS Value of €51.59. The stock's GF Value™ is €54.02, compared to a current price of €75.00 — trading 38.8% above its estimated fair value. The current Median PS Value is €51.59. Private Bancorp of America's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Private Bancorp of America (FRA:UO9), the current Median PS Value is €51.59 as of Aug. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Private Bancorp of America (FRA:UO9) Overvalued in 2026?
Based on GuruFocus' analysis, Private Bancorp of America stock appears to be overvalued.
The current stock price of €75.00 is trading 38.8% above its estimated GF Value™ of €54.02.
Key valuation signals for FRA:UO9:
Median PS Value: €51.59
GF Value™: €54.02 vs. price of €75.00 (38.8% above fair value)
No single metric tells the full story. See the FRA:UO9 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Private Bancorp of America Inc is a commercial bank chartered by the State of California. It provides comprehensive banking services, including deposit accounts, treasury management services, and lending solutions tailored to high-net-worth individuals, professionals, family offices, closely-held businesses, real estate entrepreneurs, and small to mid-sized businesses. Lending activities include commercial real estate loans, commercial and industrial loans, and government-guaranteed lending programs.
66GF Score
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Median PS Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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