Swiss Life Holding AGSZLMY +0.99%76 Median PS Value is $27.79 as of Jun. 28, 2026, which is 1479% above its 10-year median of 1.76. GuruFocus rates SZLMY with a GF Score™ of 76/100 and a GF Value™ of $49.48 (Fairly Valued). The stock has 8 warning signs investors should review. Among 346 Insurance companies, Swiss Life Holding AG ranks worse than 86.99% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Swiss Life Holding AG's Median PS Value or its related term are showing as below:
SZLMY'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 1.51 Med: 1.76 Max: 2.52
Current: 1.97
During the past 13 years, the highest Price to Median PS Value of Swiss Life Holding AG was 2.52. The lowest was 1.51. And the median was 1.76.
SZLMY's Price-to-Median-PS-Value is ranked worse than 86.99% of 346
companies
in the Insurance industry
Industry Median: 0.995
vs SZLMY: 1.97
Swiss Life Holding AG (OTCPK:SZLMY) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Swiss Life Holding AG's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
54.848
/
27.79
=
1.97
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG Median PS Value Related Terms
Swiss Life Holding AG Median PS Value Historical Data
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The historical data trend for Swiss Life Holding AG's Median PS Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SZLMY vs BRK.A, AIG, HIG: Median PS Value Comparison
For the Insurance - Diversified subindustry, Swiss Life Holding AG's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Swiss Life Holding AG Price-to-Median-PS-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, Swiss Life Holding AG's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Swiss Life Holding AG's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 0.7101.
For company reported semi-annually, GuruFocus uses latest annual data as the TTM data. Swiss Life Holding AG's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $39.135.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Swiss Life Holding AG (SZLMY) has a Median PS Value of $27.79 as of Jun. 28, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Swiss Life Holding AG and its competitors. This is 1479% above median its historical median of 1.76. Over the past decade, Swiss Life Holding AG's Median PS Value has ranged from 1.51 to 2.52. According to the industry distribution chart, Swiss Life Holding AG ranks #301 out of 346 companies in the Insurance industry, placing it in the top 87%.
Is Swiss Life Holding AG's Median PS Value too high?
Swiss Life Holding AG's current Median PS Value of $27.79 is 1479% above median its 10-year median of 1.76. Over the past 10 years, this metric has ranged from a low of 1.51 to a high of 2.52. The Insurance industry median Median PS Value is 1.00. Swiss Life Holding AG's value of $27.79 is 2693% above this industry median. Based on the distribution chart, Swiss Life Holding AG ranks #301 out of 346 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Swiss Life Holding AG has a GF Score™ of 76/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Swiss Life Holding AG's Median PS Value compare to BRK.A and AIG?
According to the Insurance industry distribution chart, Swiss Life Holding AG ranks #301 out of 346 companies for Median PS Value. This places Swiss Life Holding AG in the lower half of its industry. The industry median Median PS Value is 1.00. Swiss Life Holding AG's value of $27.79 is 2693% above this benchmark. Historically, Swiss Life Holding AG's own Median PS Value has ranged from 1.51 to 2.52 over the past decade. While the company's 10-year median is 1.76 vs. the industry median of 1.00, Swiss Life Holding AG has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for an Insurance company?
The median Median PS Value among Insurance companies is 1.00, based on 346 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Swiss Life Holding AG's current Median PS Value of $27.79 is 2693% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Swiss Life Holding AG and its competitors. For the Insurance industry, the median Median PS Value is 1.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Swiss Life Holding AG's current Median PS Value is $27.79, which is 1479% above median its own 10-year median of 1.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Swiss Life Holding AG stock overvalued right now?
Based on GuruFocus' analysis, Swiss Life Holding AG (SZLMY) is currently considered Fairly Valued. The stock's GF Value™ is $49.48, compared to a current price of $54.85 — trading 10.8% above its estimated fair value. The current Median PS Value is $27.79, which is 1479% above median its 10-year median of 1.76 and 2693% above the Insurance industry median of 1.00. Swiss Life Holding AG's overall GF Score™ is 76/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Swiss Life Holding AG (SZLMY), the current Median PS Value is $27.79 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Swiss Life Holding AG (SZLMY) Overvalued in 2026?
Based on GuruFocus' analysis, Swiss Life Holding AG stock appears to be overvalued.
The current stock price of $54.85 is trading 10.8% above its estimated GF Value™ of $49.48.
GuruFocus considers Swiss Life Holding AG to be Fairly Valued.
Key valuation signals for SZLMY:
Median PS Value: $27.79 (1479% above median its 10-year median of 1.76)
GF Value™: $49.48 vs. price of $54.85 (10.8% above fair value)
Industry Position: 2693% above the Insurance median (#301 of 346)
No single metric tells the full story. See the SZLMY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Swiss Life is predominantly a life and long-term savings company that generates the main share of its revenue and earnings from its domestic market of Switzerland. The company also operates in France, Germany, and a few smaller but wealthy European countries. The company has an asset manager as well. Swiss Life has three main sources of income that vary in significance by geography. Savings income relates to spread-based earnings, the risk result relates to a margin on insurance products, and the fee result relates to fees from asset management, financial advice, and unit-linked sales. The fee result has been growing in importance over time.
76GF Score
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