Thaire Life Assurance PCL (BKK:THREL-F) Moat Score: 0/10 (As of Jul. 17, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

BKK:THREL-F Thaire Life Assurance PCL BKK:THREL-F
43 GF Score
Price ฿4.10
GF Value ฿4.10
! 2 Warning Signs
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What is Thaire Life Assurance PCL Moat Score?

Thaire Life Assurance PCL has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Thaire Life Assurance PCL has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Thaire Life Assurance PCL might have No Moat - No discernible moat.

Thaire Life Assurance PCL  (BKK:THREL-F) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Thaire Life Assurance PCL Moat Score Related Terms

BKK:THREL-F
43GF Score
Thaire Life Assurance PCL BKK:THREL-F
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Thaire Life Assurance PCL (BKK:THREL-F) Overvalued in 2026?

Based on GuruFocus' analysis, Thaire Life Assurance PCL stock appears to be overvalued. The current stock price of ฿4.10 is trading 0.1% above its estimated GF Value™ of ฿4.10.

Key valuation signals for BKK:THREL-F:

  • Moat Score: 0
  • GF Value™: ฿4.10 vs. price of ฿4.10 (0.1% above fair value)
  • GF Score™: 43/100 with 2 warning signs

No single metric tells the full story. See the BKK:THREL-F stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Thaire Life Assurance PCL Business Description

Other Exchanges THREL:Thailand
Address North Sathorn Road, No. 92/7 Sathorn Thani 2 Building, 6th Floor, Silom Sub-district, Bang Rak District, Bangkok, THA, 10500
Thaire Life Assurance PCL is a local reinsurer in Thailand. The company is engaged in the provision of life reinsurance services such as ordinary life, group life, credit life and personal accident and health. It operates through the Conventional and Non-Conventional product segments. The conventional product line includes products that are already available in the market. The non-conventional products refers to new types of products, which are introduced by the group in cooperation with other life insurance companies. Geographically the activities are functioned through Thailand.
43GF Score

Get the complete analysis for BKK:THREL-F

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿4.10
Price
฿4.10
GF Value