JPMorgan Chase (CHIX:CMCD) Moat Score: 8/10 (As of Jun. 29, 2026)


CHIX:CMCD JPMorgan Chase & Co CHIX:CMCD
77 GF Score
Price €261.00
GF Value €220.79
! 9 Warning Signs
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What is JPMorgan Chase Moat Score?

JPMorgan Chase CHIX:CMCD 77 Moat Score is 8 as of Jun. 29, 2026. GuruFocus rates CHIX:CMCD with a GF Score™ of 77/100 and a GF Value™ of €220.79. The stock has 9 warning signs investors should review. Among 1,614 Banks companies, JPMorgan Chase ranks better than 99.94% on this metric.

JPMorgan Chase has the Moat Score of 8, which implies that the company might have Wide Moat - Clear and robust wide moat.

JPMorgan Chase has Wide Moat: JPMorgan Chase has a robust wide moat with strong market leadership in banking and financial services. It benefits from economies of scale, a strong brand, and significant customer switching costs. Its extensive distribution network and regulatory barriers further solidify its competitive position.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes JPMorgan Chase might have Wide Moat - Clear and robust wide moat.

JPMorgan Chase  (CHIX:CMCd) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

JPMorgan Chase Moat Score Related Terms

CHIX:CMCD vs BAC, WFC, C: Moat Score Comparison

For the Banks - Diversified subindustry, JPMorgan Chase's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

JPMorgan Chase Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, JPMorgan Chase's Moat Score distribution charts can be found below:

* The bar in red indicates where JPMorgan Chase's Moat Score falls into.


CHIX:CMCD
77GF Score
JPMorgan Chase & Co CHIX:CMCD
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 8 mean?
JPMorgan Chase (CHIX:CMCD) has a Moat Score of 8 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, JPMorgan Chase ranks #1 out of 1614 companies in the Banks industry, placing it in the top 0.099999999999994%.
Is JPMorgan Chase's Moat Score too high?
JPMorgan Chase's current Moat Score is 8. Based on the distribution chart, JPMorgan Chase ranks #1 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, JPMorgan Chase has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does JPMorgan Chase's Moat Score compare to BAC and WFC?
According to the Banks industry distribution chart, JPMorgan Chase ranks #1 out of 1614 companies for Moat Score. This places JPMorgan Chase in the top 0% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. JPMorgan Chase's current Moat Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JPMorgan Chase stock overvalued right now?
JPMorgan Chase (CHIX:CMCD) has a current Moat Score of 8. The stock's GF Value™ is €220.79, compared to a current price of €261.00 — trading 18.2% above its estimated fair value. The current Moat Score is 8. JPMorgan Chase's overall GF Score™ is 77/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For JPMorgan Chase (CHIX:CMCD), the current Moat Score is 8 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is JPMorgan Chase (CHIX:CMCD) Overvalued in 2026?

Based on GuruFocus' analysis, JPMorgan Chase stock appears to be overvalued. The current stock price of €261.00 is trading 18.2% above its estimated GF Value™ of €220.79.

Key valuation signals for CHIX:CMCD:

  • Moat Score: 8
  • GF Value™: €220.79 vs. price of €261.00 (18.2% above fair value)
  • GF Score™: 77/100 with 9 warning signs

No single metric tells the full story. See the CHIX:CMCD stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

JPMorgan Chase Business Description

Address 270 Park Avenue, New York, NY, USA, 10017
JPMorgan is a leading global financial services firm with operations in 66 countries and over 318,000 employees as of year-end 2025. Under the JPMorgan brands, the bank holding company boasts a $4.9 trillion balance sheet and $2.68 trillion in deposits, as of March 2026. The firm generates its revenue across three core operating segments: consumer and community banking, the commercial and investment bank, and asset and wealth management. It maintains the top global ranking in investment banking fees with an 8.4% market share, serves millions of consumers through its network of over 5,000 US branches, and manages over $7.1 trillion in client assets within its wealth and asset management franchise.
77GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€261.00
Price
€220.79
GF Value