SpareBank 1 Ostlandet (FRA:2SF) Moat Score: 0/10 (As of Jun. 30, 2026)


FRA:2SF SpareBank 1 Ostlandet FRA:2SF
65 GF Score
Price €16.40
GF Value €14.44
! 4 Warning Signs
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What is SpareBank 1 Ostlandet Moat Score?

SpareBank 1 Ostlandet has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

SpareBank 1 Ostlandet has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes SpareBank 1 Ostlandet might have No Moat - No discernible moat.

SpareBank 1 Ostlandet  (FRA:2SF) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

SpareBank 1 Ostlandet Moat Score Related Terms

FRA:2SF
65GF Score
SpareBank 1 Ostlandet FRA:2SF
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is SpareBank 1 Ostlandet (FRA:2SF) Overvalued in 2026?

Based on GuruFocus' analysis, SpareBank 1 Ostlandet stock appears to be overvalued. The current stock price of €16.40 is trading 13.6% above its estimated GF Value™ of €14.44.

Key valuation signals for FRA:2SF:

  • Moat Score: 0
  • GF Value™: €14.44 vs. price of €16.40 (13.6% above fair value)
  • GF Score™: 65/100 with 4 warning signs

No single metric tells the full story. See the FRA:2SF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

SpareBank 1 Ostlandet Business Description

Other Exchanges SPOL:Norway0RU6:UK
Address Strandgata 15, Postbox 203, Hamar, NOR, N-2302
SpareBank 1 Ostlandet is a savings bank and regional financial institution. The bank offers financial products and services, including savings, financing, payment processing, insurance, capital management, investments, loans and credits, advisory services, foreign exchange and interest rate hedging, and pension solutions. The Group reports the following operating segments: Retail Banking (PM), Corporate Banking (BM), Real Estate Agency, Financing/Leasing, Accounting Services, and Unallocated operations. The bank mainly operates in Eastern Norway with a presence in Innlandet, Oslo, Akershus, and Buskerud through a branch network, digital channels, and customer centres.
65GF Score

Get the complete analysis for FRA:2SF

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€16.40
Price
€14.44
GF Value