Annaly Capital Management (FRA:AAYA) Moat Score: 5/10 (As of Jul. 02, 2026)


FRA:AAYA Annaly Capital Management Inc FRA:AAYA
24 GF Score
Price €19.58
! 8 Warning Signs
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What is Annaly Capital Management Moat Score?

Annaly Capital Management FRA:AAYA -0.71% 24 Moat Score is 5 as of Jul. 02, 2026. GuruFocus rates FRA:AAYA with a GF Score™ of 24/100. The stock has 8 warning signs investors should review. Among 989 REITs companies, Annaly Capital Management ranks better than 95.05% on this metric.

Annaly Capital Management has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Annaly Capital Management has Narrow Moat: Annaly Capital Management has a solid narrow moat due to its scale and expertise in mortgage-backed securities, providing some cost advantages. However, the financial sector's competitive nature limits its moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Annaly Capital Management might have Narrow Moat - Solid narrow moat.

Annaly Capital Management  (FRA:AAYA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Annaly Capital Management Moat Score Related Terms

FRA:AAYA vs AGNC, STWD, RITM: Moat Score Comparison

For the REIT - Mortgage subindustry, Annaly Capital Management's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Annaly Capital Management Moat Score vs REITs Industry

For the REITs industry and Real Estate sector, Annaly Capital Management's Moat Score distribution charts can be found below:

* The bar in red indicates where Annaly Capital Management's Moat Score falls into.


FRA:AAYA
24GF Score
Annaly Capital Management Inc FRA:AAYA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Annaly Capital Management (FRA:AAYA) has a Moat Score of 5 as of Jul. 02, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Annaly Capital Management ranks #49 out of 989 companies in the REITs industry, placing it in the top 5%.
Is Annaly Capital Management's Moat Score too high?
Annaly Capital Management's current Moat Score is 5. Based on the distribution chart, Annaly Capital Management ranks #49 out of 989 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Annaly Capital Management has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Annaly Capital Management's Moat Score compare to AGNC and STWD?
According to the REITs industry distribution chart, Annaly Capital Management ranks #49 out of 989 companies for Moat Score. This places Annaly Capital Management in the top 5% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a REITs company?
A good Moat Score depends on the REITs industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Annaly Capital Management's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Annaly Capital Management stock overvalued right now?
Annaly Capital Management (FRA:AAYA) has a current Moat Score of 5. The current Moat Score is 5. Annaly Capital Management's overall GF Score™ is 24/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Annaly Capital Management (FRA:AAYA), the current Moat Score is 5 as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Annaly Capital Management Business Description

Industry Real EstateREITs
Address 1211 Avenue of the Americas, New York, NY, USA, 10036
Annaly Capital Management Inc is an American mortgage real estate investment trust. Its business objective is to generate net income for distribution to its stockholders and optimize its returns through prudent management of its diversified investment strategies. The company's reportable operating segments are: the Agency segment, which invests in Agency mortgage-backed securities collateralized by residential mortgages; the Residential Credit segment, which invests in non-Agency residential whole loans and securitized products within the residential and commercial markets; the Mortgage Servicing Rights segment; and Corporate & Other. Maximum revenue for the company is generated from its Agency segment.
24GF Score

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