ABN AMRO Bank NV (FRA:AB2) Moat Score: 5/10 (As of Jul. 01, 2026)


FRA:AB2 ABN AMRO Bank NV FRA:AB2
55 GF Score
Price €36.27
GF Value €17.83
Valuation Significantly Overvalued
! 7 Warning Signs
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What is ABN AMRO Bank NV Moat Score?

ABN AMRO Bank NV FRA:AB2 +0.42% 55 Moat Score is 5 as of Jul. 01, 2026. GuruFocus rates FRA:AB2 with a GF Score™ of 55/100 and a GF Value™ of €17.83 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,611 Banks companies, ABN AMRO Bank NV ranks better than 94.04% on this metric.

ABN AMRO Bank NV has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

ABN AMRO Bank NV has Narrow Moat: ABN AMRO Bank NV has a solid narrow moat due to its established brand and customer base in the banking sector. The company benefits from some switching costs and regulatory barriers, but faces strong competition limiting its moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes ABN AMRO Bank NV might have Narrow Moat - Solid narrow moat.

ABN AMRO Bank NV  (FRA:AB2) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

ABN AMRO Bank NV Moat Score Related Terms

FRA:AB2 vs JPM, BAC, WFC: Moat Score Comparison

For the Banks - Diversified subindustry, ABN AMRO Bank NV's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ABN AMRO Bank NV Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, ABN AMRO Bank NV's Moat Score distribution charts can be found below:

* The bar in red indicates where ABN AMRO Bank NV's Moat Score falls into.


FRA:AB2
55GF Score
ABN AMRO Bank NV FRA:AB2
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
ABN AMRO Bank NV (FRA:AB2) has a Moat Score of 5 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, ABN AMRO Bank NV ranks #96 out of 1611 companies in the Banks industry, placing it in the top 6%.
Is ABN AMRO Bank NV's Moat Score too high?
ABN AMRO Bank NV's current Moat Score is 5. Based on the distribution chart, ABN AMRO Bank NV ranks #96 out of 1611 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ABN AMRO Bank NV has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ABN AMRO Bank NV's Moat Score compare to JPM and BAC?
According to the Banks industry distribution chart, ABN AMRO Bank NV ranks #96 out of 1611 companies for Moat Score. This places ABN AMRO Bank NV in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. ABN AMRO Bank NV's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ABN AMRO Bank NV stock overvalued right now?
Based on GuruFocus' analysis, ABN AMRO Bank NV (FRA:AB2) is currently considered Significantly Overvalued. The stock's GF Value™ is €17.83, compared to a current price of €36.27 — trading 103.4% above its estimated fair value. The current Moat Score is 5. ABN AMRO Bank NV's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For ABN AMRO Bank NV (FRA:AB2), the current Moat Score is 5 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ABN AMRO Bank NV (FRA:AB2) Overvalued in 2026?

Based on GuruFocus' analysis, ABN AMRO Bank NV stock appears to be overvalued. The current stock price of €36.27 is trading 103.4% above its estimated GF Value™ of €17.83. GuruFocus considers ABN AMRO Bank NV to be Significantly Overvalued.

Key valuation signals for FRA:AB2:

  • Moat Score: 5
  • GF Value™: €17.83 vs. price of €36.27 (103.4% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the FRA:AB2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ABN AMRO Bank NV Business Description

Address Gustav Mahlerlaan 10, Amsterdam, NLD, 1082 PP
The Netherlands accounts for around 90% of ABN Amro's operating profit. Operationally, retail and commercial banking contributes the majority of the company's operating profit, while ABN Amro continues to reduce its exposure to corporate and investment banking. It views private banking as one of its key growth areas.
55GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€36.27
Price
€17.83
GF Value