Bank of East Asia (FRA:BOA) Moat Score: 5/10 (As of Jul. 06, 2026)


FRA:BOA Bank of East Asia Ltd FRA:BOA
73 GF Score
Price €1.41
GF Value €1.22
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Bank of East Asia Moat Score?

Bank of East Asia FRA:BOA +0.71% 73 Moat Score is 5 as of Jul. 06, 2026. GuruFocus rates FRA:BOA with a GF Score™ of 73/100 and a GF Value™ of €1.22 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,612 Banks companies, Bank of East Asia ranks better than 94.04% on this metric.

Bank of East Asia has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Bank of East Asia has Narrow Moat: Bank of East Asia Ltd benefits from a solid narrow moat due to its established market position in Hong Kong and China, customer switching costs, and regulatory barriers. However, it faces intense competition and lacks significant innovation or proprietary technology, which limits its moat strength.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Bank of East Asia might have Narrow Moat - Solid narrow moat.

Bank of East Asia  (FRA:BOA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Bank of East Asia Moat Score Related Terms

Bank of East Asia Moat Score Competitor Comparison

For the Banks - Regional subindustry, Bank of East Asia's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Bank of East Asia Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Bank of East Asia's Moat Score distribution charts can be found below:

* The bar in red indicates where Bank of East Asia's Moat Score falls into.


FRA:BOA
73GF Score
Bank of East Asia Ltd FRA:BOA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Bank of East Asia (FRA:BOA) has a Moat Score of 5 as of Jul. 06, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Bank of East Asia ranks #96 out of 1612 companies in the Banks industry, placing it in the top 6%.
Is Bank of East Asia's Moat Score too high?
Bank of East Asia's current Moat Score is 5. Based on the distribution chart, Bank of East Asia ranks #96 out of 1612 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of East Asia has a GF Score™ of 73/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of East Asia's Moat Score compare to competitors?
According to the Banks industry distribution chart, Bank of East Asia ranks #96 out of 1612 companies for Moat Score. This places Bank of East Asia in the top 6% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Bank of East Asia's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of East Asia stock overvalued right now?
Based on GuruFocus' analysis, Bank of East Asia (FRA:BOA) is currently considered Modestly Overvalued. The stock's GF Value™ is €1.22, compared to a current price of €1.41 — trading 15.6% above its estimated fair value. The current Moat Score is 5. Bank of East Asia's overall GF Score™ is 73/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Bank of East Asia (FRA:BOA), the current Moat Score is 5 as of Jul. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of East Asia (FRA:BOA) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of East Asia stock appears to be overvalued. The current stock price of €1.41 is trading 15.6% above its estimated GF Value™ of €1.22. GuruFocus considers Bank of East Asia to be Modestly Overvalued.

Key valuation signals for FRA:BOA:

  • Moat Score: 5
  • GF Value™: €1.22 vs. price of €1.41 (15.6% above fair value)
  • GF Score™: 73/100 with 3 warning signs

No single metric tells the full story. See the FRA:BOA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of East Asia Business Description

Address 10 Des Voeux Road Central, Hong Kong, HKG
Bank of East Asia Ltd provides banking services. The company's segments include Personal Banking, Wholesale Banking, Treasury markets, Wealth Management, and Others. Its operations include Chinese Mainland operations; Overseas, Macau, and Taiwan operations; and Corporate management. It generates maximum revenue from the Personal banking segment. The Personal Banking segment includes branch operations, personal Internet banking, consumer finance, property loans, and credit card business to individual customers in Hong Kong. Geographically, it derives a majority of its revenue from Hong Kong.
73GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€1.41
Price
€1.22
GF Value