Lesaka Technologies (FRA:NJPA) Moat Score: 4/10 (As of Aug. 13, 2026)

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FRA:NJPA Lesaka Technologies Inc FRA:NJPA
79 GF Score
Price €4.08
GF Value €3.94
Valuation Fairly Valued
! 8 Warning Signs
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What is Lesaka Technologies Moat Score?

Lesaka Technologies FRA:NJPA +3.03% 79 Moat Score is 4 as of Aug. 13, 2026. GuruFocus rates FRA:NJPA with a GF Score™ of 79/100 and a GF Value™ of €3.94 (Fairly Valued). The stock has 8 warning signs investors should review. Among 2,831 Software companies, Lesaka Technologies ranks better than 90.07% on this metric.

Lesaka Technologies has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Lesaka Technologies has Narrow Moat: Lesaka Technologies has a discernible but modest moat due to its niche market presence and some customer loyalty. However, it lacks strong brand strength, significant regulatory barriers, or proprietary technology to ensure a wider moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Lesaka Technologies might have Narrow Moat - Discernible but modest moat.

Lesaka Technologies  (FRA:NJPA) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Lesaka Technologies Moat Score Related Terms

FRA:NJPA vs IMXI, IIIV, CINT: Moat Score Comparison

For the Software - Infrastructure subindustry, Lesaka Technologies's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Lesaka Technologies Moat Score vs Software Industry

For the Software industry and Technology sector, Lesaka Technologies's Moat Score distribution charts can be found below:

* The bar in red indicates where Lesaka Technologies's Moat Score falls into.


FRA:NJPA
79GF Score
Lesaka Technologies Inc FRA:NJPA
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Lesaka Technologies (FRA:NJPA) has a Moat Score of 4 as of Aug. 13, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Lesaka Technologies ranks #281 out of 2831 companies in the Software industry, placing it in the top 9.9%.
Is Lesaka Technologies' Moat Score too high?
Lesaka Technologies' current Moat Score is 4. Based on the distribution chart, Lesaka Technologies ranks #281 out of 2831 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Lesaka Technologies has a GF Score™ of 79/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Lesaka Technologies' Moat Score compare to IMXI and IIIV?
According to the Software industry distribution chart, Lesaka Technologies ranks #281 out of 2831 companies for Moat Score. This places Lesaka Technologies in the top 10% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Software company?
A good Moat Score depends on the Software industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Lesaka Technologies's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Lesaka Technologies stock overvalued right now?
Based on GuruFocus' analysis, Lesaka Technologies (FRA:NJPA) is currently considered Fairly Valued. The stock's GF Value™ is €3.94, compared to a current price of €4.08 — trading 3.6% above its estimated fair value. The current Moat Score is 4. Lesaka Technologies' overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Lesaka Technologies (FRA:NJPA), the current Moat Score is 4 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Lesaka Technologies (FRA:NJPA) Overvalued in 2026?

Based on GuruFocus' analysis, Lesaka Technologies stock appears to be overvalued. The current stock price of €4.08 is trading 3.6% above its estimated GF Value™ of €3.94. GuruFocus considers Lesaka Technologies to be Fairly Valued.

Key valuation signals for FRA:NJPA:

  • Moat Score: 4
  • GF Value™: €3.94 vs. price of €4.08 (3.6% above fair value)
  • GF Score™: 79/100 with 8 warning signs

No single metric tells the full story. See the FRA:NJPA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Lesaka Technologies Business Description

Other Exchanges LSK:South AfricaLSAK:USA
Address Corner Jan Smuts Avenue and Bolton Road, President Place, 4th Floor, Rosebank, Johannesburg, GT, ZAF, 2196
Lesaka Technologies Inc provides payment solutions, transaction processing solutions, and financial technologies. The company operates three reportable segments: Merchant, Consumer and Enterprise. Merchant, which focuses on both formal and informal sector merchants. Consumer, which focuses on individuals who have historically been excluded from traditional financial services and to whom it offers transactional accounts (banking), insurance, lending (short-term loans), payments solutions and various value-added services; and Enterprise, which comprises large-scale corporate and government organizations, including but not limited to banks, mobile network operators (MNOs) and municipalities, and, through Recharger, landlords utilizing Recharger's prepaid electricity metering solution.
79GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€4.08
Price
€3.94
GF Value