Starwood Property Trust (FRA:VSP) Moat Score: 4/10 (As of Jul. 01, 2026)


FRA:VSP Starwood Property Trust Inc FRA:VSP
47 GF Score
Price €14.39
GF Value €12.31
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Starwood Property Trust Moat Score?

Starwood Property Trust FRA:VSP -2.84% 47 Moat Score is 4 as of Jul. 01, 2026. GuruFocus rates FRA:VSP with a GF Score™ of 47/100 and a GF Value™ of €12.31 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 993 REITs companies, Starwood Property Trust ranks better than 87.21% on this metric.

Starwood Property Trust has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Starwood Property Trust has Narrow Moat: Starwood Property Trust Inc has a discernible moat due to its scale and expertise in real estate finance. It benefits from some brand strength and customer loyalty, but lacks significant regulatory barriers, network effects, or intellectual property to strengthen its moat further.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Starwood Property Trust might have Narrow Moat - Discernible but modest moat.

Starwood Property Trust  (FRA:VSP) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Starwood Property Trust Moat Score Related Terms

FRA:VSP vs RITM, BXMT, DX: Moat Score Comparison

For the REIT - Mortgage subindustry, Starwood Property Trust's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Starwood Property Trust Moat Score vs REITs Industry

For the REITs industry and Real Estate sector, Starwood Property Trust's Moat Score distribution charts can be found below:

* The bar in red indicates where Starwood Property Trust's Moat Score falls into.


FRA:VSP
47GF Score
Starwood Property Trust Inc FRA:VSP
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Starwood Property Trust (FRA:VSP) has a Moat Score of 4 as of Jul. 01, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Starwood Property Trust ranks #127 out of 993 companies in the REITs industry, placing it in the top 12.8%.
Is Starwood Property Trust's Moat Score too high?
Starwood Property Trust's current Moat Score is 4. Based on the distribution chart, Starwood Property Trust ranks #127 out of 993 companies in the REITs industry, which is in the top quartile — a strong position relative to peers. Overall, Starwood Property Trust has a GF Score™ of 47/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Starwood Property Trust's Moat Score compare to RITM and BXMT?
According to the REITs industry distribution chart, Starwood Property Trust ranks #127 out of 993 companies for Moat Score. This places Starwood Property Trust in the top 13% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a REITs company?
A good Moat Score depends on the REITs industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Starwood Property Trust's current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Starwood Property Trust stock overvalued right now?
Based on GuruFocus' analysis, Starwood Property Trust (FRA:VSP) is currently considered Modestly Overvalued. The stock's GF Value™ is €12.31, compared to a current price of €14.39 — trading 16.9% above its estimated fair value. The current Moat Score is 4. Starwood Property Trust's overall GF Score™ is 47/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Starwood Property Trust (FRA:VSP), the current Moat Score is 4 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Starwood Property Trust (FRA:VSP) Overvalued in 2026?

Based on GuruFocus' analysis, Starwood Property Trust stock appears to be overvalued. The current stock price of €14.39 is trading 16.9% above its estimated GF Value™ of €12.31. GuruFocus considers Starwood Property Trust to be Modestly Overvalued.

Key valuation signals for FRA:VSP:

  • Moat Score: 4
  • GF Value™: €12.31 vs. price of €14.39 (16.9% above fair value)
  • GF Score™: 47/100 with 5 warning signs

No single metric tells the full story. See the FRA:VSP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Starwood Property Trust Business Description

Industry Real EstateREITs
Address 2340 Collins Avenue, Suite 700, Miami Beach, FL, USA, 33139
Starwood Property Trust Inc is a real estate investment trust principally engaged in originating, acquiring, and managing commercial mortgage loans, commercial mortgage-backed securities, and other real estate investments in the U.S., Australia, and Europe. The company has four reportable business segments: Commercial and Residential Lending, Infrastructure Lending, Property, and Investing and Servicing. The majority of its revenue is generated from the Commercial and Residential Lending segment, which engages mainly in originating, acquiring, financing, and managing commercial first mortgages, non-agency residential mortgages (residential loans), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and other real estate and related debt investments.
47GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€14.39
Price
€12.31
GF Value