Willis Lease Finance (FRA:WIJ) Moat Score: 5/10 (As of Jul. 25, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:WIJ Willis Lease Finance Corp FRA:WIJ
89 GF Score
Price €58.00
GF Value €40.82
Valuation Significantly Overvalued
! 9 Warning Signs
View Full Analysis

What is Willis Lease Finance Moat Score?

Willis Lease Finance FRA:WIJ +1.75% 89 Moat Score is 5 as of Jul. 25, 2026. GuruFocus rates FRA:WIJ with a GF Score™ of 89/100 and a GF Value™ of €40.82 (Significantly Overvalued). The stock has 9 warning signs investors should review. Among 1,092 Business Services companies, Willis Lease Finance ranks better than 95.97% on this metric.

Willis Lease Finance has the Moat Score of 5, which implies that the company might have Narrow Moat - Solid narrow moat.

Willis Lease Finance has Narrow Moat: Willis Lease Finance Corp has a solid narrow moat due to its specialized leasing services in the aviation sector, which creates moderate switching costs and some customer loyalty. However, it lacks significant market leadership or proprietary technology to elevate it to a wide moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Willis Lease Finance might have Narrow Moat - Solid narrow moat.

Willis Lease Finance  (FRA:WIJ) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Willis Lease Finance Moat Score Related Terms

FRA:WIJ vs PRG, VSTS, CTOS: Moat Score Comparison

For the Rental & Leasing Services subindustry, Willis Lease Finance's Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Willis Lease Finance Moat Score vs Business Services Industry

For the Business Services industry and Industrials sector, Willis Lease Finance's Moat Score distribution charts can be found below:

* The bar in red indicates where Willis Lease Finance's Moat Score falls into.


FRA:WIJ
89GF Score
Willis Lease Finance Corp FRA:WIJ
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 5 mean?
Willis Lease Finance (FRA:WIJ) has a Moat Score of 5 as of Jul. 25, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Willis Lease Finance ranks #44 out of 1092 companies in the Business Services industry, placing it in the top 4%.
Is Willis Lease Finance's Moat Score too high?
Willis Lease Finance's current Moat Score is 5. Based on the distribution chart, Willis Lease Finance ranks #44 out of 1092 companies in the Business Services industry, which is in the top quartile — a strong position relative to peers. Overall, Willis Lease Finance has a GF Score™ of 89/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Willis Lease Finance's Moat Score compare to PRG and VSTS?
According to the Business Services industry distribution chart, Willis Lease Finance ranks #44 out of 1092 companies for Moat Score. This places Willis Lease Finance in the top 4% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Business Services company?
A good Moat Score depends on the Business Services industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Willis Lease Finance's current Moat Score is 5. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Willis Lease Finance stock overvalued right now?
Based on GuruFocus' analysis, Willis Lease Finance (FRA:WIJ) is currently considered Significantly Overvalued. The stock's GF Value™ is €40.82, compared to a current price of €58.00 — trading 42.1% above its estimated fair value. The current Moat Score is 5. Willis Lease Finance's overall GF Score™ is 89/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Willis Lease Finance (FRA:WIJ), the current Moat Score is 5 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Willis Lease Finance (FRA:WIJ) Overvalued in 2026?

Based on GuruFocus' analysis, Willis Lease Finance stock appears to be overvalued. The current stock price of €58.00 is trading 42.1% above its estimated GF Value™ of €40.82. GuruFocus considers Willis Lease Finance to be Significantly Overvalued.

Key valuation signals for FRA:WIJ:

  • Moat Score: 5
  • GF Value™: €40.82 vs. price of €58.00 (42.1% above fair value)
  • GF Score™: 89/100 with 9 warning signs

No single metric tells the full story. See the FRA:WIJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Willis Lease Finance Business Description

Other Exchanges WLFC:USA
Address 4700 Lyons Technology Parkway, Coconut Creek, FL, USA, 33073
Willis Lease Finance Corp, with its subsidiaries, is a lessor and servicer of commercial aircraft and aircraft engines. The company has two reportable business segments, which include Leasing and Related Operations and Spare Parts Sales. A majority of its revenue is generated from the Leasing and Related Operations segment, which involves acquiring and leasing, under operating leases, commercial aircraft, aircraft engines, and other aircraft equipment and the selective purchase and resale of commercial aircraft engines, aircraft equipment, and other related businesses. Geographically, the company derives maximum Lease rent revenue from the United States, followed by Europe, Asia-Pacific (excluding India), India, South America, Canada, Central America, and the Middle East.
89GF Score

Get the complete analysis for FRA:WIJ

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€58.00
Price
€40.82
GF Value